U.S. Department of Housing and Urban Development HCV Homeownership Program

U.S. Department of Housing and Urban Development HCV Homeownership Program是面向Statewide，California购房者的补助金。 PHA-administered. Voucher payment goes to lender to help with monthly homeownership expenses. Borrower must be HCV recipient and PHA must offer homeownership option. Section 8 Housing Choice Voucher (HCV) recipients can use voucher to help pay monthly homeownership expenses (mortgage, insurance, taxes, utilities, maintenance). 这是一个全国项目，适用范围不限于单个州或城市。 资金来自HUD Housing Choice Voucher Program。

U.S. Department of Housing and Urban Development HCV Homeownership Program属于补助金，因此无需偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

U.S. Department of Housing and Urban Development HCV Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Required - PHA-approved homebuyer education提供。 Sourced via Homebuyer Wallet (NT20250009). Restricted to active HCV recipients in PHAs that operate HCV Homeownership Program (not all PHAs). First-time homebuyer required. PHA may require minimum income, employment, etc.

U.S. Department of Housing and Urban Development HCV Homeownership Program的收入限制如下：HCV-recipient (very-low-income / extremely-low-income)。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

U.S. Department of Housing and Urban Development HCV Homeownership Program可用于Single-family, Condo, Townhouse, Manufactured (real property)。 预制房屋符合条件。

U.S. Department of Housing and Urban Development HCV Homeownership Program是全国项目，因此不限于某一个州。

U.S. Department of Housing and Urban Development HCV Homeownership Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。