USDA Rural Development Single Family Housing Guaranteed Loan Program

USDA Rural Development Single Family Housing Guaranteed Loan Program是面向Multi-City，California购房者的第一抵押贷款。 USDA-guaranteed 100% LTV mortgage. No down payment required. Available only in USDA-designated rural areas. 30-year fixed-rate term. Annual MIP-equivalent fee. USDA-guaranteed 100% LTV first mortgage with no required down payment, in eligible rural areas. Up to 1% upfront guarantee fee + 0.35% annual fee. 这是一个全国项目，适用范围不限于单个州或城市。

USDA Rural Development Single Family Housing Guaranteed Loan Program是第一抵押贷款，按管理该项目的机构设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

USDA Rural Development Single Family Housing Guaranteed Loan Program面向将房屋作为主要住所自住的购房者。 Sourced via Homebuyer Wallet (NT20250001). Property must be in USDA-designated rural area (check eligibility map). Income limits up to 115% of area median (varies by county/HH size). Many CA suburban areas qualify as 'rural' under USDA criteria.

USDA Rural Development Single Family Housing Guaranteed Loan Program将家庭收入限制在地区收入中位数的115%，该数值因县和家庭人数而异。 Up to 115% of area median income (USDA Rural Development limits, varies by county). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

USDA Rural Development Single Family Housing Guaranteed Loan Program可用于Single-family。

USDA Rural Development Single Family Housing Guaranteed Loan Program是全国项目，因此不限于某一个州。

USDA Rural Development Single Family Housing Guaranteed Loan Program的申请通过管理该项目的机构办理。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。