Valley First Credit Union Middle Income Homebuyer Program

Valley First Credit Union Middle Income Homebuyer Program是面向Statewide，California购房者的补助金。 FHLB-SF Middle-Income Downpayment Assistance grant program. No repayment required if retention period maintained. Up to $50,000 grant for middle-income first-time homebuyers via FHLB-SF MDPA program, administered through Valley First Credit Union. 这是一个全国项目，适用范围不限于单个州或城市。 资金来自Federal Home Loan Bank of San Francisco。

Valley First Credit Union Middle Income Homebuyer Program属于补助金，因此无需偿还。 触发还款的情形：FHLB-SF retention period (typically 5 years)。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Valley First Credit Union Middle Income Homebuyer Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Required - HUD-approved homebuyer education提供。 Sourced via Homebuyer Wallet (MULTI250141). Must be first-time homebuyer. Available in AZ, CA, NV. Membership in Valley First CU required. Income up to 120% AMI.

Valley First Credit Union Middle Income Homebuyer Program将家庭收入限制在地区收入中位数的1%，该数值因县和家庭人数而异。 Middle-income (~120% AMI) per FHLB-SF schedules. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Valley First Credit Union Middle Income Homebuyer Program可用于Single-family, Condo, Townhouse。

Valley First Credit Union Middle Income Homebuyer Program是全国项目，因此不限于某一个州。

Valley First Credit Union Middle Income Homebuyer Program的申请通过管理该项目的机构办理。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。