City of St. Petersburg Down Payment Assistance

City of St. Petersburg Down Payment Assistance是面向St. Petersburg，Florida购房者的可免除贷款。 City of St. Petersburg provides up to $75,000 in deferred/forgivable 0% interest loan for eligible first-time homebuyers within city limits. 资金来自State。

City of St. Petersburg Down Payment Assistance在10年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Sale、Refinance和No longer primary within compliance period。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of St. Petersburg Down Payment Assistance面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 该项目列出的最低信用分数为620。 须参加购房者教育课程。

City of St. Petersburg Down Payment Assistance将家庭收入限制在地区收入中位数的140%，该数值因县和家庭人数而异。 Income up to 140% AMI for Pinellas County; funding for 81-140% AMI is limited and prioritized to <=80% AMI, special-needs, and essential services personnel per SHIP. Max purchase price $544,233. Assistance = 20% of sales price + $5,000 closing, up to $75,000, as 0% second mortgage; forgiven after 10 yrs for <=80% AMI. Min 1% buyer contribution; 8-hr HUD homebuyer education required. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of St. Petersburg Down Payment Assistance将房价上限设为$544,233。 符合条件的房屋类型包括Single Family、Condo和Townhouse。

City of St. Petersburg Down Payment Assistance服务于在St. Petersburg，Florida购房的购房者。

City of St. Petersburg Down Payment Assistance的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。