ANDP-FHLBank Atlanta DPA Program

ANDP-FHLBank Atlanta DPA Program是面向29-county Atlanta MSA县，Georgia购房者的补助金。 ANDP-FHLBank Atlanta DPA provides $15,000–$20,000 in grant assistance for homebuyers in the 29-county Atlanta MSA through three FHLBank Atlanta products: First-Time Homebuyer ($17,500), Community Partner ($20,000), and Workforce Housing Plus ($15,000). Income limits up to 120% AMI. Provides $15,000–$20,000 in grant assistance (no repayment required after 5-year retention period) to eligible homebuyers purchasing in the 29-county Atlanta MSA through three FHLBank Atlanta products: • First-Time Homebuyer: $17,500 for first-time homebuyers with household income ≤ 80% AMI • Community Partner: $20,000 for first-time homebuyers who are community partners (teachers, first responders, healthcare workers, law enforcement, firefighters) with income ≤ 80% AMI • Workforce Housing Plus: $15,000 for homebuyers (no first-time requirement) with income 80.1%–120% AMI Funds may be used for down payment and/or closing costs. Must be paired with a qualifying first mortgage through an ANDP-approved lender. Homebuyer education/counseling required. Applications submitted by lender on borrower's behalf. Funds available on first-come, first-served basis. 资金来自Federal。

ANDP-FHLBank Atlanta DPA Program提供$15,000至$20,000的援助，具体取决于购房者符合的援助档次。 援助档次“First-Time Homebuyer (FTHB)”——最高$17,500。 适用对象：First-time homebuyers with household income ≤ 80% AMI in the 29-county Atlanta MSA。 援助档次“Community Partner”——最高$20,000。 适用对象：First-time homebuyers who are community partners (law enforcement, educators, healthcare workers, firefighters, veterans) with income ≤ 80% AMI。 援助档次“Workforce Housing Plus”——最高$15,000。 适用对象：Homebuyers (no first-time homebuyer requirement) with household income 80.1%–120% AMI in the 29-county Atlanta MSA。 购房者自付部分：Borrower contribution required; amount varies by product and lender。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由管理该项目的机构决定。

ANDP-FHLBank Atlanta DPA Program属于补助金，因此无需偿还。 触发还款的情形：Sale、Refinance和No Longer Primary。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

ANDP-FHLBank Atlanta DPA Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Workforce Housing Plus product ($15,000) does not require FTHB status。 关于信用，该项目说明：Must meet primary lender's requirements; minimum 640 typically required。 须参加购房者教育课程。 公民身份或移民身份：U.S. Citizen or Permanent Resident。 Applications must be submitted by the homebuyer's mortgage lender; borrower contribution and credit counseling required for most products. Funds available on first-come, first-served basis.

ANDP-FHLBank Atlanta DPA Program将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 FTHB and Community Partner products: up to 80% AMI. Workforce Housing Plus: 80.1%–120% AMI. Income limits calculated by FHLBank Atlanta using HUD area median income data for the 29-county Atlanta MSA. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

ANDP-FHLBank Atlanta DPA Program可用于Single Family、Condo、Townhouse、New Construction、2-4 Unit和Manufactured Home。 新建房屋符合条件。 预制房屋符合条件。

ANDP-FHLBank Atlanta DPA Program服务于在29-county Atlanta MSA县，Georgia购房的购房者。

ANDP-FHLBank Atlanta DPA Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。