Clayton County Down Payment Assistance

Clayton County Down Payment Assistance是面向Clayton县，Georgia购房者的可免除贷款。 The Clayton County Down Payment Assistance Program provides eligible first-time homebuyers with up to $7,500 (or up to $10,000 for veterans, Clayton County employees, law enforcement, first responders, healthcare workers, and educators) in down payment assistance. The assistance is structured as a 0% interest soft second loan that is fully forgiven after 5 years ($7,500) or 10 years ($10,000) of owner-occupancy. Applicants must meet HUD income limits at 80% AMI or below, work with a HUD-certified lender, and complete an 8-hour HUD-approved homebuyer education class. The property must be located in Clayton County with a maximum purchase price of $270,000. Up to $7,500 in forgivable 0% interest assistance for eligible first-time homebuyers at 80% AMI or below in Clayton County. up to $10,000 for veterans/military spouses, Clayton County employees, law enforcement, first responders, healthcare workers, and educators. loan fully forgiven after 5 years ($7,500) or 10 years ($10,000) of owner-occupancy. maximum purchase price $270,000. requires HUD-approved 8-hour homebuyer education class and HUD-certified lender. 资金来自Local Government。

Clayton County Down Payment Assistance提供$7,500至$10,000的援助，具体取决于购房者符合的援助档次。 援助档次“Standard”——最高$7,500。 适用对象：All eligible first-time homebuyers at 80% AMI or below in Clayton County。 援助档次“Enhanced”——最高$10,000。 适用对象：Veterans/military spouses, Clayton County employees, law enforcement, first responders, healthcare workers, and educators。 该项目要求购房者自付$1,000。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由管理该项目的机构决定。

Clayton County Down Payment Assistance在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Sale、No Longer Primary和Transfer of Title。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Clayton County Down Payment Assistance面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Must not have owned a home in the past 3 years。 关于信用，该项目说明：must meet lender minimum。 须参加购房者教育课程。 居住要求：County Resident。 Higher amounts for veterans/spouses, county employees, law enforcement, first responders, healthcare workers, educators.

Clayton County Down Payment Assistance将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Clayton County Down Payment Assistance将房价上限设为$270,000。 符合条件的房屋类型包括Single Family、Condo、Townhouse和New Construction。 新建房屋符合条件。

Clayton County Down Payment Assistance服务于在Clayton县，Georgia购房的购房者。

Clayton County Down Payment Assistance的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。