Cobb County My Home Down Payment Assistance

Cobb County My Home Down Payment Assistance是面向Cobb县，Georgia购房者的补助金。 The Cobb County My Home Down Payment Assistance Program offers eligible homebuyers a non-repayable grant of 0%, 1%, or 2% of the first mortgage note amount for use toward down payment and closing costs. No first-time homebuyer requirement. County employees may qualify for an enhanced $10,000 grant. Non-repayable grant of 0%, 1%, or 2% of first mortgage note amount. No first-time homebuyer requirement. Available for down payment and closing costs. Enhanced $10,000 grant for qualifying Cobb County government employees. 30-year fixed rate first mortgage. Income limits apply by loan type (FHA/VA: $159,880. Freddie Mac HFA Advantage: $149,240). 资金来自Local Government。

Cobb County My Home Down Payment Assistance属于补助金，因此无需偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Cobb County My Home Down Payment Assistance面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：660 for FHA/VA; 640 for Freddie Mac HFA Advantage。 须参加购房者教育课程，由Southeast Mortgage & Vanderbilt Mortgage and Finance, Inc提供。 居住要求：No Requirement。 公民身份或移民身份：U.S. Citizen or Permanent Resident。 A first-time buyer using the Freddie Mac HFA Advantage conventional loan will be required to attend the FREE Freddie Mac Credit Smart Homebuyer Education course, provided on-demand online. The course may also be conducted by a HUD-approved counseling agency including online HUD-approved non-profits using eHomeAmerica. Homebuyer education is not required for FHA and VA loans, but is highly recommended.

Cobb County My Home Down Payment Assistance的收入限制如下：FHA/VA: $159,880; Conventional (Freddie Mac HFA Advantage): $149,240。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Cobb County My Home Down Payment Assistance的房价上限如下：$498,257 for FHA; $766,050 for VA and Freddie Mac HFA Advantage。 符合条件的房屋类型包括Single Family、Condo、Townhouse、2-4 Unit和New Construction。 新建房屋符合条件。

Cobb County My Home Down Payment Assistance服务于在Cobb县，Georgia购房的购房者。

Cobb County My Home Down Payment Assistance的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-Come-First-Served预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。