Fulton County Homeownership Program (HOP)

Fulton County Homeownership Program (HOP)是面向Fulton县，Georgia购房者的补助金。 Fulton County HOP provides up to 7.5% of the purchase price (maximum $22,500) in down payment and closing cost assistance to eligible low-to-moderate income first-time homebuyers purchasing in Fulton County, GA (excluding the cities of Atlanta, Chattahoochee Hills, Johns Creek, Roswell, Sandy Springs, and South Fulton). The assistance is a deferred, 0% interest forgivable loan funded through the HOME Investment Partnerships Program. Household income must not exceed 80% of Area Median Income. 20% of the loan is forgiven annually beginning the second anniversary of closing. Up to 7.5% of purchase price (max $22,500) in down payment and closing cost assistance. Deferred 0% interest forgivable loan — 20% forgiven annually beginning year 2 (fully forgiven in ~6 years if property remains primary residence). Funded through HOME Investment Partnerships Program. Must complete HUD-approved homebuyer education. Available to first-time buyers at or below 80% AMI in Fulton County (excluding Atlanta, Chattahoochee Hills, Johns Creek, Roswell, Sandy Springs, South Fulton). 资金来自Local Government。

Fulton County Homeownership Program (HOP)提供最高$22,500的援助。 该项目要求购房者自付1% or $1,000。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由管理该项目的机构决定。

Fulton County Homeownership Program (HOP)属于补助金，因此无需偿还。 触发还款的情形：Transfer of Title、Refinance和No Longer Primary。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Fulton County Homeownership Program (HOP)面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：3+ years since last ownership。 该项目列出的最低信用分数为620。 须参加购房者教育课程。 Contact Georgia DCA local HOME contacts.

Fulton County Homeownership Program (HOP)将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Fulton County Homeownership Program (HOP)将房价上限设为$347,000。 符合条件的房屋类型包括Single Family、Condo、Townhouse和New Construction。 新建房屋符合条件。

Fulton County Homeownership Program (HOP)服务于在Fulton县，Georgia购房的购房者。 该项目针对特定区域：Fulton County, GA — excluding the cities of Atlanta, Chattahoochee Hills, Johns Creek, Roswell, Sandy Springs, and South Fulton. Property must be located in unincorporated Fulton County or the eligible incorporated cities within Fulton County.

Fulton County Homeownership Program (HOP)的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。