Habitat for Humanity - Gwinnett/Walton

Habitat for Humanity - Gwinnett/Walton是面向Gwinnett, Walton县，Georgia购房者的需偿还的第二贷款。 Habitat for Humanity - Gwinnett/Walton provides affordable homeownership through no-interest mortgages for income-qualifying families in Gwinnett and Walton counties. Partner families contribute sweat equity hours (counted as down payment), complete homebuyer education, and purchase Habitat-built or renovated homes at affordable prices with 0% interest financing. 0% interest mortgage — no interest charges ever. Sweat equity hours count as down payment (300-500 hours required). Affordable monthly payments based on income. Homebuyer education and financial counseling provided. Serves families earning 30%-80% AMI in Gwinnett and Walton counties. 资金来自Nonprofit。

Habitat for Humanity - Gwinnett/Walton是需偿还的第二贷款，按管理该项目的机构设定的条款偿还。 触发还款的情形：Sale、No Longer Primary和Transfer of Title。 该援助以1st Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity - Gwinnett/Walton面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：No minimum credit score; creditworthiness evaluated holistically by Habitat。 须参加购房者教育课程。 居住要求：County Resident。 公民身份或移民身份：U.S. Citizen or Permanent Resident。 Must reside in Gwinnett or Walton County for at least 12 months prior to application. Partner families must complete 250-500 hours of sweat equity (counts toward down payment). Completion of Habitat homebuyer education course required. Home must be Habitat-built or renovated property.

Habitat for Humanity - Gwinnett/Walton将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 30%-80% AMI depending on household size and county. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity - Gwinnett/Walton可用于Single Family和New Construction。 新建房屋符合条件。

Habitat for Humanity - Gwinnett/Walton服务于在Gwinnett, Walton县，Georgia购房的购房者。

Habitat for Humanity - Gwinnett/Walton的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过N/A预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。