Habitat for Humanity - North Central Georgia

Habitat for Humanity - North Central Georgia是面向Cherokee, Forsyth, Dawson, North Fulton县，Georgia购房者的需偿还的第二贷款。 Habitat for Humanity - North Central Georgia provides affordable homeownership through no-interest mortgages for income-qualifying families in Cherokee, Forsyth, Dawson, and North Fulton counties. Partner families contribute sweat equity hours (counted as down payment), complete homebuyer education, and purchase Habitat-built or renovated homes with 0% interest financing. 0% interest no-profit mortgage. no down payment required (sweat equity in lieu of down payment). affordable monthly payments. homeowner education included. new construction home in service area. 资金来自Nonprofit。

Habitat for Humanity - North Central Georgia是需偿还的第二贷款，按管理该项目的机构设定的条款偿还。 触发还款的情形：Sale、No Longer Primary和Transfer of Title。 该援助以1st Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity - North Central Georgia面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：No minimum credit score; creditworthiness reviewed。 须参加购房者教育课程。 居住要求：County Resident。 公民身份或移民身份：U.S. Citizen or Permanent Resident。 Must complete 200-300 sweat equity hours (50 hrs for single / 100 hrs for couples on own home); must complete 6 homeowner education classes; must live or work in service area for at least 1 year.

Habitat for Humanity - North Central Georgia将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity - North Central Georgia可用于Single Family和New Construction。 新建房屋符合条件。

Habitat for Humanity - North Central Georgia服务于在Cherokee, Forsyth, Dawson, North Fulton县，Georgia购房的购房者。

Habitat for Humanity - North Central Georgia的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过N/A预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。