Hall County Homestretch Program

Hall County Homestretch Program是面向Hall县，Georgia购房者的可免除贷款。 The Hall County Homestretch Program provides $7,500 in deferred down payment assistance to eligible first-time homebuyers in Hall County, Georgia. The assistance is structured as a 0% interest deferred loan that is forgiven over a 5-year period, provided the homebuyer maintains the property as their primary residence. Applicants must meet income limits and complete a HUD-approved homebuyer education course. $7,500 in forgivable down payment assistance. 0% interest rate. Loan forgiven over 5 years when maintained as primary residence. No monthly payments on DPA loan. Helps cover down payment and closing costs. Administered by Hall County Housing and Urban Development Program. 资金来自Local Government。

Hall County Homestretch Program提供最高$7,500的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由管理该项目的机构决定。

Hall County Homestretch Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Sale、Refinance、No Longer Primary、Transfer of Title和Maturity Date。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Hall County Homestretch Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：3 years since last ownership。 该项目列出的最低信用分数为640。 须参加购房者教育课程，由HUD-approved housing counseling agencies提供。 居住要求：County Resident。 公民身份或移民身份：U.S. Citizen or Permanent Resident。 Must complete an 8-hour HUD-approved homebuyer education course. Must not have more than 3 late payments in the past 12 months. No bankruptcies within the last 2 years.

Hall County Homestretch Program将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Hall County Homestretch Program可用于Single Family、Condo和Townhouse。

Hall County Homestretch Program服务于在Hall县，Georgia购房的购房者。

Hall County Homestretch Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过N/A预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。