National Faith HomeBuilders DPA

National Faith HomeBuilders DPA是面向Fulton, DeKalb, Gwinnett, Cobb, Clayton, Coweta, Douglas, Fayette, Henry县，Georgia购房者的可免除贷款。 National Faith HomeBuyers offers $5,000–$10,000 in forgivable second mortgage assistance for down payment and closing costs to first-time homebuyers in Metro Atlanta. Administered by National Faith HomeBuyers, a HUD-certified 501(c)(3) nonprofit. Amount based on 5% of purchase price (standard) or 6% for public protectors, educators, healthcare providers, active military (PEN plan) or families with a disability (CHOICE plan), whichever is lesser. Provides $5,000–$10,000 in forgivable down payment assistance (5% or 6% of purchase price) for eligible homebuyers in 9 Metro Atlanta counties. Fully forgiven after 5 years if home remains primary residence. Covers both down payment and closing costs. Requires HUD-certified homebuyer education through PEN or CHOICE plan. Administered by HUD-approved nonprofit National Faith HomeBuyers. Available to first-time and repeat buyers meeting income and credit requirements. 资金来自Nonprofit。

National Faith HomeBuilders DPA提供$5,000至$10,000的援助，具体取决于购房者符合的援助档次。 该项目要求购房者自付$1,000。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由管理该项目的机构决定。

National Faith HomeBuilders DPA在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Sale、Refinance、No Longer Primary和Transfer of Title。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

National Faith HomeBuilders DPA面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：3 years since last ownership。 该项目列出的最低信用分数为640。 须参加购房者教育课程。 公民身份或移民身份：U.S. Citizen or Permanent Resident。 Must complete National Faith HomeBuyers or HUD-approved homebuyer education course; property must meet HUD Housing Quality Standards (certified inspector required); must not own other real estate at time of purchase; mortgage must allow secondary financing; PEN plan available for public protectors, educators, healthcare providers, active military; CHOICE plan available for families with a member living with a disability.

National Faith HomeBuilders DPA将家庭收入限制在地区收入中位数的150%，该数值因县和家庭人数而异。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

National Faith HomeBuilders DPA将房价上限设为$325,000。 符合条件的房屋类型包括Single Family、Condo、Townhouse和New Construction。 新建房屋符合条件。

National Faith HomeBuilders DPA服务于在Fulton, DeKalb, Gwinnett, Cobb, Clayton, Coweta, Douglas, Fayette, Henry县，Georgia购房的购房者。

National Faith HomeBuilders DPA的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-Come-First-Served预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。