USDA Rural Housing Site Loans

USDA Rural Housing Site Loans是面向Georgia购房者的首付援助。 USDA Rural Housing Site Loans (Sections 523 and 524) provide financing to nonprofit organizations and public agencies to purchase and develop housing sites for low- and moderate-income families in rural areas. Section 523 loans are limited to Self-Help construction sites; Section 524 loans support any construction method. Developed lots are then sold to eligible families who finance home construction through USDA Section 502 Direct or Guaranteed loans. Section 523: 3% fixed interest rate for Self-Help housing site development. Section 524: Below-market fixed rate for any construction method. 2-year loan term repaid as sites are sold. Enables nonprofits to create affordable housing communities in rural areas. Infrastructure costs (water, sewer, utilities) included. Eligible families purchase developed lots using USDA Section 502 or other approved mortgage financing. 资金来自Federal。

USDA Rural Housing Site Loans是首付援助，按管理该项目的机构设定的条款偿还。 该援助以1st Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

USDA Rural Housing Site Loans面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Must meet USDA Rural Development underwriting standards; credit evaluated on case-by-case basis。 Applicants must be nonprofit organizations or public agencies; Section 523: 100% of families served must be at or below 80% AMI with minimum 40% at or below 50% AMI; Section 524: serves low- and moderate-income families up to 115% AMI; Properties must be in eligible rural areas; 2-year loan term repaid as sites are sold to eligible families; Sites must be developed for residential use.

USDA Rural Housing Site Loans将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Section 523: 100% of families served must be at or below 80% AMI; minimum 40% must be at or below 50% AMI. Section 524: Low- and moderate-income families (up to 115% AMI). Income limits vary by county and household size; contact local USDA Rural Development office for current limits. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

USDA Rural Housing Site Loans可用于Single Family和New Construction。 新建房屋符合条件。

USDA Rural Housing Site Loans服务于在Georgia任何地方购房的购房者。

USDA Rural Housing Site Loans的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过N/A预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。