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县级项目延期

Hawaii County Deferred Payment Loan

Hawaii County Deferred Payment Loan是面向Hawaii县，Hawaii购房者的延期第二贷款，由Hawaii Community Lending (HCL)管理。

最近核实于来源：Hawaii Community Lending (HCL)
看看是否适合我 项目官方网站 ↗

该项目要求

  • 房屋作为主要住所自住
  • 完成购房者教育课程，由HUD-certified housing counseling (HCL/Hawaiian Community Assets).提供
  • 居住要求：County of Hawaii residents.
  • Property must be off Hawaiian Home Lands in the County of Hawaii. HUD counseling is part of HCL's process. Exact income (AMI) cap, first-time-buyer requirement, and full term sheet were not published on the loans page; confirm specifics with HCL. Apply via HCL interest form.
  • 位于Hawaii County的房屋

不适用于

  • Hawaii County以外的房屋

这些是项目自己公布的规则，并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

适用地区

Hawaii County的房屋

  • 77% 独栋
  • 3.5% 联排
  • 4.7% 2–4个单元
  • 14% 5+个单元
  • 0.8% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋，由机构确认。

$519,300

Hawaii County房屋价值中位数

34%

建于1980年之前

美国人口普查局（U.S. Census Bureau），ACS 2024 5年期。 进一步了解在Hawaii County购房

如何申请

  1. 参加购房者教育课程

    项目要求，由HUD-certified housing counseling (HCL/Hawaiian Community Assets).提供。

  2. 联系Hawaii Community Lending (HCL)预留资金

    资金向提供方预留，视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Hawaii County Deferred Payment Loan是什么？

Hawaii County Deferred Payment Loan是面向Hawaii县，Hawaii购房者的延期第二贷款，由Hawaii Community Lending (HCL)管理。 The Hawaii County Deferred Payment Loan is a 0%-interest second mortgage administered by Hawaii Community Lending that buys down the principal of a homebuyer's primary mortgage on property off Hawaiian Home Lands in the County of Hawaii. The maximum loan amount is $200,000, with no required periodic payments. The loan becomes due upon sale, refinance, repayment, or another maturity event. Up to $200,000 in deferred assistance. 0% interest. No monthly payments. Buys down primary mortgage principal. Repaid only at sale/refinance/maturity. 资金来自County of Hawaii funds, administered by Hawaii Community Lending.

提供多少援助？

Hawaii County Deferred Payment Loan提供最高$200,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Hawaii Community Lending (HCL)决定。

需要偿还吗？

Hawaii County Deferred Payment Loan为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Due upon sale, refinance, repayment, or other maturity event of the home. 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

谁符合条件？

Hawaii County Deferred Payment Loan面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由HUD-certified housing counseling (HCL/Hawaiian Community Assets).提供。 居住要求：County of Hawaii residents. Property must be off Hawaiian Home Lands in the County of Hawaii. HUD counseling is part of HCL's process. Exact income (AMI) cap, first-time-buyer requirement, and full term sheet were not published on the loans page; confirm specifics with HCL. Apply via HCL interest form.

收入限制是多少？

Hawaii County Deferred Payment Loan的收入限制如下：Income limit not published on the loans page for the Hawaii County product (the comparable Maui County product caps at 120% AMI); confirm exact AMI limit with HCL. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

可用于哪类房屋？

Hawaii County Deferred Payment Loan可用于Single Family、Condo和Townhouse。

适用于哪些地区？

Hawaii County Deferred Payment Loan服务于在Hawaii县，Hawaii购房的购房者。

如何申请？

Hawaii County Deferred Payment Loan的申请通过Hawaii Community Lending (HCL)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。

同样面向Hawaii County购房者

两个项目能否结合使用，由各机构决定。申请前请先询问。

Hawaii County的全部71个项目

项目条款由Hawaii Community Lending (HCL)设定，并可能变化；申请前请在官方网站上确认。