Kahua Hale Mortgage Loan

Kahua Hale Mortgage Loan是面向Hawaii购房者的第一抵押贷款，由Hawaii Community Lending (HCL)管理。 Kahua Hale is a zero-down, low-fee mortgage loan from Hawaii Community Lending that helps low-income native Hawaiian families purchase homes in rural communities on Hawaiian Home Lands. It carries a flat $2,000 fee and interest rates below typical market levels, and serves households at or below 80% AMI. By eliminating the down payment, it functions as down-payment assistance for native Hawaiian beneficiaries. Zero-down mortgage. Flat $2,000 fee. Below-market interest rate. Serves native Hawaiian families at or below 80% AMI. Hawaiian Home Lands eligible. 资金来自Hawaii Community Lending revolving loan fund (zero-down mortgage for native Hawaiian families).

Kahua Hale Mortgage Loan是第一抵押贷款，按Hawaii Community Lending (HCL)设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Kahua Hale Mortgage Loan面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：HCL motto 'We don't say no, we say how' - works with borrowers across credit profiles via a readiness plan. 须参加购房者教育课程，由HUD counseling (via HCL/Hawaiian Community Assets).提供。 Available for Hawaiian Home Lands; eligibility tied to native Hawaiian beneficiary status (eligible_american_indian flagged true for Native Hawaiian beneficiary). Requires HUD counseling. Rates, terms, and details may change without notice. Exact interest rate and loan limits not published on the loans page; confirm with HCL.

Kahua Hale Mortgage Loan将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Borrower household income at or below 80% of Area Median Income (AMI). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Kahua Hale Mortgage Loan可用于Single Family。

Kahua Hale Mortgage Loan在其服务群体中提到了美洲印第安人和阿拉斯加原住民购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Kahua Hale Mortgage Loan服务于在Hawaii任何地方购房的购房者。

Kahua Hale Mortgage Loan的申请通过Hawaii Community Lending (HCL)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。