Max HLPR (Home Loan Payment Relief) Loan

Max HLPR (Home Loan Payment Relief) Loan是面向Hawaii购房者的增值共享贷款，由HHOC Mortgage (a 501(c)(3) nonprofit affiliate of the Hawaii HomeOwnership Center)管理。 Max HLPR (Home Loan Payment Relief) is a deferred down payment loan from HHOC Mortgage with 0% interest and no monthly payments. Principal is deferred for 20 years (or earlier upon sale, if the borrower stops occupying the home, or upon taking equity out via refinance or HELOC). A shared appreciation equity agreement applies, so HHOC shares in the home's appreciation at repayment. The product is available statewide to first-time buyers who finance their first mortgage through HHOC Mortgage. 0% interest. No monthly payments. Principal deferred up to 20 years. Statewide availability. Combinable with other HHOC Mortgage products. 资金来自HHOC Mortgage program funds (nonprofit; funds limited and reserved when available).

Max HLPR (Home Loan Payment Relief) Loan是增值共享贷款，按HHOC Mortgage (a 501(c)(3) nonprofit affiliate of the Hawaii HomeOwnership Center)设定的条款偿还。 触发还款的情形：Principal deferred 20 years; due earlier upon sale, when the borrower no longer occupies the property, or upon taking cash out (refinance, HELOC). A shared appreciation equity agreement applies at repayment. 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Max HLPR (Home Loan Payment Relief) Loan面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：First-time homebuyer required (no property ownership in the last 3 years). 须参加购房者教育课程，由Hawaii HomeOwnership Center - homebuyer education classes plus a coaching session.提供。 HHOC Mortgage must originate the first mortgage. Homebuyer education classes and a coaching session with the Hawaii HomeOwnership Center are required. Borrowers must be first-time homebuyers (no ownership in the last 3 years). Funds are limited and reserved once under contract. Exact maximum loan amount and income limits for Max HLPR were not published on the source page - confirm with HHOC Mortgage.

Max HLPR (Home Loan Payment Relief) Loan的收入限制如下：Income limit not published for the Max HLPR product specifically; HHOC Mortgage products generally serve low- to moderate-income first-time buyers (other HHOC products list 80%-130% AMI tiers). Confirm with HHOC Mortgage. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Max HLPR (Home Loan Payment Relief) Loan可用于Single Family、Condo和Townhouse。

Max HLPR (Home Loan Payment Relief) Loan服务于在Hawaii任何地方购房的购房者。

Max HLPR (Home Loan Payment Relief) Loan的申请通过HHOC Mortgage (a 501(c)(3) nonprofit affiliate of the Hawaii HomeOwnership Center)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Funds reserved once the borrower enters a purchase contract; HHOC Mortgage must originate the first mortgage.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。