City of Ames CDBG Homebuyer Assistance Program (with Habitat for Humanity of Central Iowa)

City of Ames CDBG Homebuyer Assistance Program (with Habitat for Humanity of Central Iowa)是面向Ames，Iowa购房者的补助金，由City of Ames Department of Planning and Housing管理。 A Community Development Block Grant (CDBG)-funded program for low- and moderate-income first-time homebuyer households, providing down payment and closing cost assistance toward the purchase of a newly constructed home. Assistance is limited to the Baker Housing Subdivision within the Ames city limits and is delivered in partnership with Habitat for Humanity of Central Iowa, which serves as the participating mortgage lender. The amount of additional down payment/closing cost assistance is determined through the Habitat mortgage loan program. Subject to availability of CDBG funds and HUD program guidelines. Down payment assistance. Closing cost assistance. Paired with Habitat for Humanity affordable mortgage. New construction in Baker Subdivision. 资金来自HUD Community Development Block Grant (CDBG)。

City of Ames CDBG Homebuyer Assistance Program (with Habitat for Humanity of Central Iowa)属于补助金，因此无需偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Ames CDBG Homebuyer Assistance Program (with Habitat for Humanity of Central Iowa)面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：Determined by Habitat for Humanity of Central Iowa underwriting。 居住要求：Property must be in Ames city limits (Baker Housing Subdivision)。 公民身份或移民身份：Must be a United States Citizen or have eligible immigration status。

City of Ames CDBG Homebuyer Assistance Program (with Habitat for Humanity of Central Iowa)将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Total gross household income must not exceed 80% of the Ames MSA limit by household size (effective June 15, 2023, subject to change): 1=$59,600; 2=$68,100; 3=$76,600; 4=$85,100; 5=$91,950; 6=$98,750; 7=$105,550; 8=$112,350. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Ames CDBG Homebuyer Assistance Program (with Habitat for Humanity of Central Iowa)可用于Single Family (newly constructed)。 新建房屋符合条件。

City of Ames CDBG Homebuyer Assistance Program (with Habitat for Humanity of Central Iowa)服务于在Ames，Iowa购房的购房者。 该项目针对特定区域：Baker Housing Subdivision, Ames。 目标社区：Baker Housing Subdivision。

City of Ames CDBG Homebuyer Assistance Program (with Habitat for Humanity of Central Iowa)的申请通过City of Ames Department of Planning and Housing办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served based on date/time complete application received预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。