Dubuque and Jackson Counties Habitat for Humanity Homeownership Program

Dubuque and Jackson Counties Habitat for Humanity Homeownership Program是面向Dubuque，Iowa购房者的首付援助，由Dubuque and Jackson Counties Habitat for Humanity管理。 Dubuque and Jackson Counties Habitat for Humanity builds and sells homes to income-qualified partner families who purchase the home with affordable financing (a zero-interest mortgage) so housing costs do not exceed 30% of household income. Partner families contribute sweat equity and complete homeownership education. Purchase of a Habitat-built home with a 0% mortgage so monthly housing costs stay under 30% of income. Modest down payment. Sweat equity. 资金来自Dubuque and Jackson Counties Habitat for Humanity (donations, mortgage payments, sponsors)。

Dubuque and Jackson Counties Habitat for Humanity Homeownership Program是首付援助，按Dubuque and Jackson Counties Habitat for Humanity设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Dubuque and Jackson Counties Habitat for Humanity Homeownership Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：No stated minimum; requires 2 years steady income, 2 years good rental history, non-medical debt below 13% of income。 须参加购房者教育课程。 居住要求：Willing to live in Dubuque or Jackson County。 200 hours sweat equity (single) / 300 (joint); $25 application fee; homeownership education; criminal background and sex-offender registry check; non-medical debt under 13% of income; mortgage payment up to 30% of gross income.

Dubuque and Jackson Counties Habitat for Humanity Homeownership Program将家庭收入限制在$82,150。 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Dubuque and Jackson Counties Habitat for Humanity Homeownership Program可用于Single Family。 新建房屋符合条件。

Dubuque and Jackson Counties Habitat for Humanity Homeownership Program服务于在Dubuque，Iowa购房的购房者。

Dubuque and Jackson Counties Habitat for Humanity Homeownership Program的申请通过Dubuque and Jackson Counties Habitat for Humanity办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Open application periods; readiness survey available预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。