本页面由机器翻译。英文版本为原文。
该项目要求
- 房屋作为主要住所自住
- Special Purpose Credit Program - eligibility limited to people of color per program design. Program confirmed active and expanded (doubled to $1B goal through 2030).
- 位于Iowa的房屋
这些是项目自己公布的规则，并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
适用地区
Iowa的房屋Iowa的房屋，以及本项目接受的房屋
- 72.2% 独栋独栋住宅
- 4.5% 联排联排别墅
- 5.6% 2–4个单元2–4个单元
- 14.5% 5+个单元公寓和共管公寓楼（5+个单元）
- 3.2% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋，由机构确认。
$208,000
Iowa房屋价值中位数
61.6%
建于1980年之前
美国人口普查局（U.S. Census Bureau），ACS 2024 5年期。
如何申请
如何申请两个步骤，按此顺序
联系GreenState Credit Union / GreenState Foundation预留资金
资金向提供方预留，视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
GreenState H.O.M.E. Loan & Grant Program是什么？
GreenState H.O.M.E. Loan & Grant Program是面向Iowa购房者的补助金，由GreenState Credit Union / GreenState Foundation管理。 GreenState's H.O.M.E. (Helping Originate Minority Equity) program is a Special Purpose Credit Program combining flexible mortgage underwriting with down payment assistance grants (up to ~$5,000 via the GreenState Foundation) for people of color, aimed at closing Iowa's racial homeownership gap. As of December 2023 it had originated $532M+ in mortgages to 3,190 families and $980,000+ in DPA grants; the goal was doubled to $1 billion through 2030. Up to ~$5,000 down payment assistance grant. Modified/flexible loan approval process. Special Purpose Credit Program for people of color. Available across IA, IL, NE. 资金来自GreenState Foundation (charitable arm of GreenState Credit Union)。
提供多少援助？
GreenState H.O.M.E. Loan & Grant Program提供最高$5,000的援助。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由GreenState Credit Union / GreenState Foundation决定。
需要偿还吗？
GreenState H.O.M.E. Loan & Grant Program属于补助金，因此无需偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。
谁符合条件？
GreenState H.O.M.E. Loan & Grant Program面向将房屋作为主要住所自住的购房者。 Special Purpose Credit Program - eligibility limited to people of color per program design. Program confirmed active and expanded (doubled to $1B goal through 2030).
收入限制是多少？
GreenState H.O.M.E. Loan & Grant Program的收入限制如下：Targeted to people of color living in low- to moderate-income census tracts; home purchase may be in any neighborhood. Specific income thresholds determined by lender at application. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。
可用于哪类房屋？
GreenState H.O.M.E. Loan & Grant Program可用于Single Family。
适用于哪些地区？
GreenState H.O.M.E. Loan & Grant Program服务于在Iowa任何地方购房的购房者。 该项目针对特定区域：Special Purpose Credit Program for people of color (Iowans of color) in GreenState's field of membership across Iowa, Illinois, and Nebraska; designed to close the racial homeownership gap。
如何申请？
GreenState H.O.M.E. Loan & Grant Program的申请通过GreenState Credit Union / GreenState Foundation办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。
项目条款由GreenState Credit Union / GreenState Foundation设定，并可能变化；申请前请在官方网站上确认。