Homebuyer Down Payment Grant Program

Homebuyer Down Payment Grant Program是面向Davenport，Iowa购房者的补助金。 Davenport Homebuyer Down Payment Grant — up to $5,000 TRUE GRANT for FTHB at 80% AMI in Davenport city limits. CDBG/HOME-funded; classified as grant per program docs. City of Davenport Homebuyer Down Payment Grant Program provides up to $5,000 as a TRUE GRANT (no repayment, no lien on grant amount) toward down-payment and closing costs for first-time homebuyers at or below 80% AMI purchasing in Davenport city limits. CDBG/HOME-funded but classified as a grant per program documentation. 资金来自Local、CDBG和HOME。

Homebuyer Down Payment Grant Program提供最高$10,000的援助。 购房者自付部分：Per first-mortgage lender overlays。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由管理该项目的机构决定。

Homebuyer Down Payment Grant Program属于补助金，因此无需偿还。 触发还款的情形：True grant - no repayment required. Grant is up to 50% of the minimum required down payment plus up to 100% of reasonable closing costs, to a maximum of $10,000. 该援助以N/A (grant - no lien)顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Homebuyer Down Payment Grant Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：Per first-mortgage lender overlays。 须参加购房者教育课程，由HUD-approved homebuyer education; required prior to closing.提供。 居住要求：Property must be located within Davenport city limits and used as borrower's primary residence。 公民身份或移民身份：U.S. citizen or eligible non-citizen per HUD CDBG/HOME rules。 First-time homebuyer required (no homeownership in past 3 years). Household income at or below 80% AMI for Scott County (~$50,150-$94,550 by household size). Property must be in Davenport city limits and primary residence. HUD-approved homebuyer education required. Grant has minimal post-closing covenants per program documentation; verify current recapture terms with City.

Homebuyer Down Payment Grant Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 80% AMI Scott County (Davenport MSA) — typically $50,150 (1 person) up to $94,550 (8+ person) by household size. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Homebuyer Down Payment Grant Program的房价上限如下：Per HUD HOME 95% area median purchase price; verify with City。 符合条件的房屋类型包括Single-family detached, condominium, townhouse。 新建房屋符合条件。 预制房屋不符合条件。

Homebuyer Down Payment Grant Program在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员和遗属配偶。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Homebuyer Down Payment Grant Program服务于在Davenport，Iowa购房的购房者。 该项目针对特定区域：Davenport may offer enhanced grant amounts in targeted neighborhoods (verify current with CED).

Homebuyer Down Payment Grant Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application through Davenport Community & Economic Development; subject to annual allocation.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。