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本页面由机器翻译。英文版本为原文。

全州项目补助金

Military Homeownership Assistance

Military Homeownership Assistance是面向Statewide,Iowa购房者的补助金。

最近核实于

该项目要求

  • 房屋作为主要住所自住
  • 关于信用:Per paired IFA first-mortgage product (typically 640 FICO)
  • 完成购房者教育课程,由IFA-approved homebuyer education when paired with FirstHome or HFI first mortgage; required for all FTHB borrowers.提供
  • 居住要求:Property must be located in Iowa and used as borrower's primary residence
  • 公民身份或移民身份:Per paired first-mortgage product overlays
  • Eligible borrowers: (1) Active-duty members of U.S. Armed Forces or Iowa National Guard / Reserve units; (2) Honorably discharged veterans (DD-214 required); (3) Surviving spouses of qualifying service members. Service-related documentation required. Property must be in Iowa and primary residence. When paired with FirstHome or HFI, those programs' income, FICO, DTI, and purchase-price limits apply. As a stand-alone grant, IFA does not impose a separate income or purchase-price cap, but use is limited to IFA first-mortgage transactions.
  • 位于Iowa的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

适用地区

Iowa的房屋

  • 72.2% 独栋
  • 4.5% 联排
  • 5.6% 2–4个单元
  • 14.5% 5+个单元
  • 3.2% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$208,000

Iowa房屋价值中位数

61.6%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。

如何申请

  1. 参加购房者教育课程

    项目要求,由IFA-approved homebuyer education when paired with FirstHome or HFI first mortgage; required for all FTHB borrowers.提供。

  2. 联系管理该项目的机构预留资金

    资金通过IFA-approved lender reserves the Military Homeownership Assistance grant via IFA's Online Lender Portal at time of loan reservation; service-related documentation submitted with reservation.预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Military Homeownership Assistance是什么?

Military Homeownership Assistance是面向Statewide,Iowa购房者的补助金。 Military Homeownership Assistance is IFA's $5,000 grant for eligible Iowa service members, veterans, and surviving spouses. True grant — no repayment. Stackable with IFA's FirstHome and Homes for Iowans DPA on the same transaction. Service documentation (orders, DD-214, or surviving-spouse documentation) required. Military Homeownership Assistance provides a $5,000 TRUE GRANT (no repayment, no lien, no recapture) toward down payment and/or closing costs for eligible Iowa active-duty service members, reservists, National Guard members, veterans, and Gold Star surviving spouses. May be combined with IFA's FirstHome or Homes for Iowans first-mortgage products and DPA. The grant is in addition to (stackable with) the FirstHome 2nd Loan / FirstHome Grant / HFI 2nd Loan when used by qualifying military borrowers. 资金来自State和HFA。

提供多少援助?

Military Homeownership Assistance提供最高$5,000的援助。 购房者自付部分:Per paired IFA first-mortgage product。 该项目可与其他援助结合使用,但须遵守各项目的规定。 金额是该项目公布的上限,并非报价——具体每人的援助金额由管理该项目的机构决定。

需要偿还吗?

Military Homeownership Assistance属于补助金,因此无需偿还。 触发还款的情形:True grant — no repayment required。 该援助以N/A (grant - no lien)顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

Military Homeownership Assistance面向将房屋作为主要住所自住的购房者。 关于信用,该项目说明:Per paired IFA first-mortgage product (typically 640 FICO)。 须参加购房者教育课程,由IFA-approved homebuyer education when paired with FirstHome or HFI first mortgage; required for all FTHB borrowers.提供。 居住要求:Property must be located in Iowa and used as borrower's primary residence。 公民身份或移民身份:Per paired first-mortgage product overlays。 Eligible borrowers: (1) Active-duty members of U.S. Armed Forces or Iowa National Guard / Reserve units; (2) Honorably discharged veterans (DD-214 required); (3) Surviving spouses of qualifying service members. Service-related documentation required. Property must be in Iowa and primary residence. When paired with FirstHome or HFI, those programs' income, FICO, DTI, and purchase-price limits apply. As a stand-alone grant, IFA does not impose a separate income or purchase-price cap, but use is limited to IFA first-mortgage transactions.

收入限制是多少?

Military Homeownership Assistance的收入限制如下:No separate Military Homeownership Assistance income limit; limits of paired FirstHome or HFI first mortgage apply. 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

Military Homeownership Assistance的房价上限如下:Per paired IFA first-mortgage product (FirstHome or HFI acquisition limits)。 符合条件的房屋类型包括Per paired IFA first-mortgage product overlays。 新建房屋符合条件。 预制房屋符合条件。

是否有针对特定群体的资格?

Military Homeownership Assistance在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员和遗属配偶。 在此列出仅表示项目提到了该群体,并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

适用于哪些地区?

Military Homeownership Assistance服务于在Statewide,Iowa购房的购房者。

如何申请?

Military Homeownership Assistance的申请通过管理该项目的机构办理,该机构在其网站上公布现行条款和申请步骤。 资金通过IFA-approved lender reserves the Military Homeownership Assistance grant via IFA's Online Lender Portal at time of loan reservation; service-related documentation submitted with reservation.预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由管理该项目的机构设定,并可能变化;申请前请在官方网站上确认。