本页面由机器翻译。英文版本为原文。
SIMPCO Pathway to Purchase Homebuyer Grant
SIMPCO Pathway to Purchase Homebuyer Grant是面向Sioux City,Iowa购房者的补助金,由Siouxland Interstate Metropolitan Planning Council (SIMPCO) / Western Iowa Community Improvement Regional Housing Trust Fund (WICIRHTF)管理。
该项目要求
- 首次购房者——有例外:Exceptions for those escaping domestic violence, those who lost a home via divorce, or those who have not owned a home in the previous 3 years
- 房屋作为主要住所自住
- First-time homebuyer required, with exceptions for domestic-violence survivors, divorce-related loss of home, or no homeownership in prior 3 years. Excludes the city of Sioux City. Program extended for an additional year per SIMPCO/Ida County notice; confirm current funding availability with SIMPCO Housing Division.
- 位于Woodbury County的房屋
不适用于
- 收入超过地区收入中位数80%的家庭
- Woodbury County以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
收入限制
80% Woodbury County地区收入中位数的比例
HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。
适用地区
Woodbury County的房屋Woodbury County的房屋,以及本项目接受的房屋
- 72.2% 独栋独栋住宅
- 4.6% 联排联排别墅
- 5.4% 2–4个单元2–4个单元
- 14.3% 5+个单元公寓和共管公寓楼(5+个单元)
- 3.5% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$183,200
Woodbury County房屋价值中位数
74.2%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Woodbury County购房
如何申请
如何申请两个步骤,按此顺序
联系Siouxland Interstate Metropolitan Planning Council (SIMPCO) / Western Iowa Community Improvement Regional Housing Trust Fund (WICIRHTF)预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
SIMPCO Pathway to Purchase Homebuyer Grant是什么?
SIMPCO Pathway to Purchase Homebuyer Grant是面向Sioux City,Iowa购房者的补助金,由Siouxland Interstate Metropolitan Planning Council (SIMPCO) / Western Iowa Community Improvement Regional Housing Trust Fund (WICIRHTF)管理。 SIMPCO's Pathway to Purchase is a first-time homebuyer grant program (with exceptions) providing need-based assistance up to $37,500 for buyers at or below 80% AMI in Cherokee, Ida, Monona, Plymouth, and Woodbury counties (excluding Sioux City). Administered through the Western Iowa Community Improvement Regional Housing Trust Fund. Need-based grant up to $37,500. First-time homebuyer with hardship exceptions. Serves 5-county Siouxland region. Income-qualified up to 80% AMI. 资金来自Western Iowa Community Improvement Regional Housing Trust Fund (WICIRHTF) / SIMPCO Housing Division。
提供多少援助?
SIMPCO Pathway to Purchase Homebuyer Grant提供最高$37,500的援助。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Siouxland Interstate Metropolitan Planning Council (SIMPCO) / Western Iowa Community Improvement Regional Housing Trust Fund (WICIRHTF)决定。
需要偿还吗?
SIMPCO Pathway to Purchase Homebuyer Grant属于补助金,因此无需偿还。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
SIMPCO Pathway to Purchase Homebuyer Grant面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况:Exceptions for those escaping domestic violence, those who lost a home via divorce, or those who have not owned a home in the previous 3 years。 First-time homebuyer required, with exceptions for domestic-violence survivors, divorce-related loss of home, or no homeownership in prior 3 years. Excludes the city of Sioux City. Program extended for an additional year per SIMPCO/Ida County notice; confirm current funding availability with SIMPCO Housing Division.
收入限制是多少?
SIMPCO Pathway to Purchase Homebuyer Grant将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Household income at or below 80% of HUD median family income limits (2026 income guidelines by household size). 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
SIMPCO Pathway to Purchase Homebuyer Grant可用于Single Family。
适用于哪些地区?
SIMPCO Pathway to Purchase Homebuyer Grant服务于在Sioux City,Iowa购房的购房者。 该项目针对特定区域:Cherokee, Ida, Monona, Plymouth, and Woodbury counties (excluding Sioux City)。
如何申请?
SIMPCO Pathway to Purchase Homebuyer Grant的申请通过Siouxland Interstate Metropolitan Planning Council (SIMPCO) / Western Iowa Community Improvement Regional Housing Trust Fund (WICIRHTF)办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Woodbury County购房者面向Woodbury County购房者的其他项目
- Siouxland Habitat for Humanity Homeownership Program可获援助
- FHLB Des Moines Native American Homeownership Initiative (NAHI) Grant最高$25,000
- FHLB Des Moines Home$tart Down Payment Grant最高$15,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Woodbury County的全部71个项目项目条款由Siouxland Interstate Metropolitan Planning Council (SIMPCO) / Western Iowa Community Improvement Regional Housing Trust Fund (WICIRHTF)设定,并可能变化;申请前请在官方网站上确认。