Waterloo Housing Authority Down Payment Program

Waterloo Housing Authority Down Payment Program是面向Waterloo，Iowa购房者的可免除贷款，由Waterloo Housing Authority管理。 The Waterloo Housing Authority administers a down payment assistance program to expand homeownership for non-traditional, low-to-moderate-income first-time homebuyers. Assistance is a forgivable second mortgage recaptured only if the home is sold within 5 years. Eligible buyers using conventional financing may also access up to $5,000 in closing cost assistance. Applicants must be Waterloo residents for at least one year and complete homebuyer training. Forgivable 2nd mortgage DPA. Up to $5,000 closing cost assistance with conventional financing. 5-year forgiveness. Section 8 Homeownership Voucher option also available. 资金来自Waterloo Housing Authority; up to $5,000 closing-cost assistance tied to conventional financing.

Waterloo Housing Authority Down Payment Program提供最高$5,000的援助。 该项目可与Conventional first mortgage; up to $5,000 closing cost grant.结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Waterloo Housing Authority决定。

Waterloo Housing Authority Down Payment Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Recaptured amounts apply if homebuyer sells in less than 5 years; recaptured funds replenish the loan fund. 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Waterloo Housing Authority Down Payment Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：First-time = no ownership/title to a mortgage in the last 36 months. 关于信用，该项目说明：Must be able to qualify for a mortgage; elderly/disabled families exempt from income/employment but must still qualify for financing. 须参加购房者教育课程，由Home Buyer Training via Operation Threshold or Family Management; Money Smart classes; eHomeAmerica.提供。 居住要求：Applicant must be a current resident of Waterloo for at least one year. Forgivable 2nd mortgage recaptured only if sold within 5 years. 1-year Waterloo residency required.

Waterloo Housing Authority Down Payment Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Total family income cannot exceed 80% of the median income for the MSA based on family size. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Waterloo Housing Authority Down Payment Program可用于Single-family residence。

Waterloo Housing Authority Down Payment Program在其服务群体中提到了残障购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Waterloo Housing Authority Down Payment Program服务于在Waterloo，Iowa购房的购房者。

Waterloo Housing Authority Down Payment Program的申请通过Waterloo Housing Authority办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Applications at the Waterloo Housing Authority Office; tied to homebuyer education sessions.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。