AutumnGold Affordable Housing Homeownership Program

AutumnGold Affordable Housing Homeownership Program是面向Caldwell，Idaho购房者的可免除贷款，由AutumnGold Affordable Housing管理。 AutumnGold Affordable Housing, a Caldwell-based nonprofit, offers homeownership assistance to qualified low- to moderate-income participants in the Boise-Nampa MSA in the form of down payment, closing cost, and mortgage-reduction assistance. Qualified participants purchase a newly renovated or newly constructed AutumnGold home. Down payment, closing cost, and mortgage-reduction assistance toward the purchase of a newly renovated or newly constructed home; amount is discretionary and based on documented need. 资金来自HUD HOME and Neighborhood Stabilization Program (NSP) funds。

AutumnGold Affordable Housing Homeownership Program在20年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Participants must occupy the home as primary residence for 5 to 20 years depending on the amount of assistance awarded (forgiven over the required residency period)。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

AutumnGold Affordable Housing Homeownership Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由Finally Home! Homebuyer Education (eight hours, online or in person)提供。 居住要求：Must occupy purchased home as primary residence for 5-20 years depending on assistance level。 Participants may not own or be on title for other property at time of purchase. Amount of assistance is at the discretion of the granting agency and based on need. Buyers purchase specific AutumnGold homes; each home lists applicable income limits. Waitlist signup required. Exact maximum assistance amount and interest rate not published.

AutumnGold Affordable Housing Homeownership Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Documented annual household income at or below HUD AMI limits for the Boise-Nampa MSA. 80% HOME limits by household size: 1=$59,950; 2=$68,500; 3=$77,050; 4=$85,600; 5=$92,450; 6=$99,300; 7=$106,150. Some homes use lower 50% (NSP) limits. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为7。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

AutumnGold Affordable Housing Homeownership Program可用于Single Family。 新建房屋符合条件。

AutumnGold Affordable Housing Homeownership Program服务于在Caldwell，Idaho购房的购房者。

AutumnGold Affordable Housing Homeownership Program的申请通过AutumnGold Affordable Housing办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。