Idaho Housing Homebuyer Tax Credit (Mortgage Credit Certificate / MCC)

Idaho Housing Homebuyer Tax Credit (Mortgage Credit Certificate / MCC)是面向Statewide，Idaho购房者的抵押贷款抵税证书，由Idaho Housing and Finance Association (IHFA)管理。 IHFA's Mortgage Credit Certificate lets eligible Idaho homebuyers claim a federal income tax credit equal to 35% of the mortgage interest paid each year, capped at $2,000 annually, for as long as they live in the home and pay interest on the mortgage. It is a non-refundable credit, with unused amounts carried forward up to three years. The MCC cannot be used with IHFA's First Loan product but can pair with IHFA down payment assistance and standard loan types. Up to $2,000/year federal tax credit. 35% of annual mortgage interest. Stackable with most DPA. Lasts the life of the loan. Carry-forward of unused credit up to 3 years. 资金来自Federal (mortgage revenue bond authority converted to MCC authority under IRS rules)。

Idaho Housing Homebuyer Tax Credit (Mortgage Credit Certificate / MCC)提供最高$2,000的援助。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Idaho Housing and Finance Association (IHFA)决定。

Idaho Housing Homebuyer Tax Credit (Mortgage Credit Certificate / MCC)是税收抵免而非贷款，因此无需偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Idaho Housing Homebuyer Tax Credit (Mortgage Credit Certificate / MCC)面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：First-time buyer requirement (no primary-residence ownership in prior 3 years) is waived when purchasing in an IHFA-designated targeted county/area. Non-refundable credit; requires tax liability. $300 issuance fee. Cannot combine with IHFA First Loan. Exact income and purchase price limits by county not published on page (lender confirms).

Idaho Housing Homebuyer Tax Credit (Mortgage Credit Certificate / MCC)的收入限制如下：IHFA First Loan program household income limits apply; vary by county and household size (updated annually). 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Idaho Housing Homebuyer Tax Credit (Mortgage Credit Certificate / MCC)的房价上限如下：IHFA First Loan program sales price limits apply; vary by county.

Idaho Housing Homebuyer Tax Credit (Mortgage Credit Certificate / MCC)服务于在Statewide，Idaho购房的购房者。 该项目针对特定区域：IHFA-designated targeted counties/areas waive the first-time-buyer requirement and may relax income/price limits.

Idaho Housing Homebuyer Tax Credit (Mortgage Credit Certificate / MCC)的申请通过Idaho Housing and Finance Association (IHFA)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。