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本页面由机器翻译。英文版本为原文。

县级项目延期

Project Reinvest Down Payment Assistance (NeighborWorks Pocatello)

Project Reinvest Down Payment Assistance (NeighborWorks Pocatello)是面向Pocatello,Idaho购房者的延期第二贷款,由NeighborWorks Pocatello (Pocatello Neighborhood Housing Services, Inc.)管理。

最近核实于来源:NeighborWorks Pocatello (Pocatello Neighborhood Housing Services, Inc.)

该项目要求

  • 房屋作为主要住所自住
  • 完成购房者教育课程,由8-hour Homebuyer Education Course (completed within 12 months of closing); NeighborWorks Pocatello.提供
  • First-come first-served subject to available funding; distinct from NeighborWorks Pocatello's standard DPA already in catalog. NMLS #14881. Exact lien position and forgiveness/repayment terms not published on the news page.
  • 位于Bannock County的房屋

不适用于

  • 收入超过地区收入中位数100%的家庭
  • Bannock County以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

收入限制

100% Bannock County地区收入中位数的比例

HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。

$100,800
地区收入中位数,4人家庭(HUD,2026)

适用地区

Bannock County的房屋

  • 67.3% 独栋
  • 5.5% 联排
  • 10.5% 2–4个单元
  • 9.3% 5+个单元
  • 7.5% 活动房屋及其他

$300,700

Bannock County房屋价值中位数

58.1%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Bannock County购房

如何申请

  1. 参加购房者教育课程

    项目要求,由8-hour Homebuyer Education Course (completed within 12 months of closing); NeighborWorks Pocatello.提供。

  2. 联系NeighborWorks Pocatello (Pocatello Neighborhood Housing Services, Inc.)预留资金

    资金通过First-come, first-served while funds last.预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Project Reinvest Down Payment Assistance (NeighborWorks Pocatello)是什么?

Project Reinvest Down Payment Assistance (NeighborWorks Pocatello)是面向Pocatello,Idaho购房者的延期第二贷款,由NeighborWorks Pocatello (Pocatello Neighborhood Housing Services, Inc.)管理。 Project Reinvest is a down payment assistance program administered by NeighborWorks Pocatello that provides $10,500 in down payment assistance to eligible homebuyers whose income does not exceed 100% of AMI. Buyers must complete an 8-hour homebuyer education course within 12 months of closing, occupy the home as their primary residence, and obtain a first mortgage from an approved Project Reinvest lender. $10,500 in down payment assistance. Available to repeat buyers (not FTHB-restricted). 100% AMI income limit. Pairs with approved first mortgages. 资金来自Project Reinvest (NeighborWorks America / National Community Stabilization Trust down payment funds).

提供多少援助?

Project Reinvest Down Payment Assistance (NeighborWorks Pocatello)提供最高$10,500的援助。 该项目可与其他援助结合使用,但须遵守各项目的规定。 金额是该项目公布的上限,并非报价——具体每人的援助金额由NeighborWorks Pocatello (Pocatello Neighborhood Housing Services, Inc.)决定。

需要偿还吗?

Project Reinvest Down Payment Assistance (NeighborWorks Pocatello)为延期还款,在房屋出售、再融资或第一抵押贷款还清之前无需付款。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

Project Reinvest Down Payment Assistance (NeighborWorks Pocatello)面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程,由8-hour Homebuyer Education Course (completed within 12 months of closing); NeighborWorks Pocatello.提供。 First-come first-served subject to available funding; distinct from NeighborWorks Pocatello's standard DPA already in catalog. NMLS #14881. Exact lien position and forgiveness/repayment terms not published on the news page.

收入限制是多少?

Project Reinvest Down Payment Assistance (NeighborWorks Pocatello)将家庭收入限制在地区收入中位数的100%,该数值因县和家庭人数而异。 Household income, adjusted for household size, not to exceed 100% of Area Median Income. 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

适用于哪些地区?

Project Reinvest Down Payment Assistance (NeighborWorks Pocatello)服务于在Pocatello,Idaho购房的购房者。

如何申请?

Project Reinvest Down Payment Assistance (NeighborWorks Pocatello)的申请通过NeighborWorks Pocatello (Pocatello Neighborhood Housing Services, Inc.)办理,该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served while funds last.预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由NeighborWorks Pocatello (Pocatello Neighborhood Housing Services, Inc.)设定,并可能变化;申请前请在官方网站上确认。