本页面由机器翻译。英文版本为原文。
Rock Island County I-HOPE Down Payment Assistance
Rock Island County I-HOPE Down Payment Assistance是面向Rock Island县,Illinois购房者的可免除贷款,由Rock Island County Housing Finance Corporation (RICHFC) / Greater Metropolitan Area Housing Authority (GMAHA)管理。
该项目要求
- 房屋作为主要住所自住
- 关于信用:Must be able to obtain a mortgage with a lending institution after one year of pre-purchase counseling
- 完成购房者教育课程,由GMAHA (one year of pre-purchase counseling and financial literacy coaching required)提供
- 居住要求:Purchase in Rock Island County
- Requires one full year of pre-purchase counseling and financial literacy coaching before closing. Offered in phases of ~25 families. Check with GMAHA/RICHFC for current phase availability. Contact gmaharic.org for application. Income limits not publicly specified — contact provider directly. [orig: assistance_amount: Up to $35,000; dpa_interest_rate: 0%]
- 位于Rock Island County的房屋
不适用于
- 预制房屋
- Rock Island County以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
适用地区
Rock Island County的房屋Rock Island County的房屋
- 70.2% 独栋独栋住宅
- 4% 联排联排别墅
- 6.7% 2–4个单元2–4个单元
- 16.4% 5+个单元公寓和共管公寓楼(5+个单元)
- 2.7% 活动房屋及其他活动房屋及其他
$150,400
Rock Island County房屋价值中位数
76.3%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Rock Island County购房
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由GMAHA (one year of pre-purchase counseling and financial literacy coaching required)提供。
联系Rock Island County Housing Finance Corporation (RICHFC) / Greater Metropolitan Area Housing Authority (GMAHA)预留资金
资金通过25 area families per phase; first-come, first-served预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Rock Island County I-HOPE Down Payment Assistance是什么?
Rock Island County I-HOPE Down Payment Assistance是面向Rock Island县,Illinois购房者的可免除贷款,由Rock Island County Housing Finance Corporation (RICHFC) / Greater Metropolitan Area Housing Authority (GMAHA)管理。 Up to $35,000 in forgivable grant funds. One year of pre-purchase counseling included. County-wide coverage across Rock Island County. IHDA State Donation Tax Credit funded.
提供多少援助?
Rock Island County I-HOPE Down Payment Assistance提供最高$35,000的援助。 该项目可与IHDA programs; Live-Work Rock Island结合使用。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Rock Island County Housing Finance Corporation (RICHFC) / Greater Metropolitan Area Housing Authority (GMAHA)决定。
需要偿还吗?
Rock Island County I-HOPE Down Payment Assistance是可免除贷款,满足项目条件后余额即被免除。 该援助以second顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Rock Island County I-HOPE Down Payment Assistance面向将房屋作为主要住所自住的购房者。 关于信用,该项目说明:Must be able to obtain a mortgage with a lending institution after one year of pre-purchase counseling。 须参加购房者教育课程,由GMAHA (one year of pre-purchase counseling and financial literacy coaching required)提供。 居住要求:Purchase in Rock Island County。 Requires one full year of pre-purchase counseling and financial literacy coaching before closing. Offered in phases of ~25 families. Check with GMAHA/RICHFC for current phase availability. Contact gmaharic.org for application. Income limits not publicly specified — contact provider directly. [orig: assistance_amount: Up to $35,000; dpa_interest_rate: 0%].
收入限制是多少?
Rock Island County I-HOPE Down Payment Assistance的收入限制如下:Low- to moderate-income families in Rock Island County; specific limits not published; contact GMAHA for current parameters。 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Rock Island County I-HOPE Down Payment Assistance的房价上限如下:Single-family primary residence in Rock Island County。 新建房屋符合条件。 预制房屋不符合条件。
适用于哪些地区?
Rock Island County I-HOPE Down Payment Assistance服务于在Rock Island县,Illinois购房的购房者。
如何申请?
Rock Island County I-HOPE Down Payment Assistance的申请通过Rock Island County Housing Finance Corporation (RICHFC) / Greater Metropolitan Area Housing Authority (GMAHA)办理,该机构在其网站上公布现行条款和申请步骤。 资金通过25 area families per phase; first-come, first-served预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Rock Island County购房者面向Rock Island County购房者的其他项目
- FHLBank Chicago Downpayment Plus (DPP) Program最高$10,000
- FHLBank Chicago Downpayment Plus Advantage (DPP Advantage) Program最高$10,000
- IHDAccess Repayable最高$10,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Rock Island County的全部70个项目项目条款由Rock Island County Housing Finance Corporation (RICHFC) / Greater Metropolitan Area Housing Authority (GMAHA)设定,并可能变化;申请前请在官方网站上确认。