City of Muncie HOME Down Payment and Closing Cost Assistance

City of Muncie HOME Down Payment and Closing Cost Assistance是面向Muncie，Indiana购房者的延期第二贷款，由City of Muncie Community Development Department管理。 The City of Muncie Community Development Department administers a HOME Investment Partnerships Program-funded down payment and closing cost assistance program for low- to moderate-income first-time homebuyers citywide. Program Year 2024 allocated $45,000 under 24 CFR 92.206(c), targeting six assisted households. Distinct from PathStone's HARP program. HOME applications accepted on a rolling quarterly basis. Direct financial assistance toward down payment and/or closing costs for low- to moderate-income first-time homebuyers. PY 2024 funding: $45,000 (HOME). Target: 6 households per program year. 资金来自HOME Investment Partnerships Program (HUD)。

City of Muncie HOME Down Payment and Closing Cost Assistance为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Muncie HOME Down Payment and Closing Cost Assistance面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Preference for first-time homebuyers; income-qualified repeat buyers may be eligible per HOME regs。 居住要求：Property must be located within City of Muncie city limits。 HOME application submitted electronically via Cognito Forms portal. Applications accepted quarterly (Jan 15, Apr 15, Jul 15, Oct 15). HOME projects must proceed within 90 days of application. Preference for first-time homebuyers. Loan term and forgiveness structure not specified in public documents; contact CD office for full guidelines (NEEDS REVIEW).

City of Muncie HOME Down Payment and Closing Cost Assistance将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 At or below 80% of Area Median Income per HOME program requirements. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Muncie HOME Down Payment and Closing Cost Assistance可用于single_family。

City of Muncie HOME Down Payment and Closing Cost Assistance服务于在Muncie，Indiana购房的购房者。

City of Muncie HOME Down Payment and Closing Cost Assistance的申请通过City of Muncie Community Development Department办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Rolling quarterly applications via Cognito Forms portal预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。