Habitat for Humanity of Evansville Homeownership Program

Habitat for Humanity of Evansville Homeownership Program是面向Evansville，Indiana购房者的首付援助，由Habitat for Humanity of Evansville管理。 Habitat for Humanity of Evansville helps income-qualified households (at or below 80% AMI who don't qualify for traditional financing) buy a newly built Habitat home in Vanderburgh or Posey County, financed with a 0% APR, 25-year mortgage (about $625/mo for a 3-bedroom) sold at appraised value. Buyers complete 300+ sweat-equity hours, pay $1,500 toward closing/first-year insurance, and attend a six-month money-management seminar. 0% APR mortgage. 25-year fixed term. ~$625/mo for a 3-bedroom. Newly built home at appraised value. Includes major appliances. No-profit loan for those who don't qualify conventionally. Homeownership education & money-management mentoring. 资金来自Habitat for Humanity of Evansville (volunteer labor, sponsors, no-profit loans)。

Habitat for Humanity of Evansville Homeownership Program是首付援助，按Habitat for Humanity of Evansville设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity of Evansville Homeownership Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：No minimum credit score (score not used). Disqualifiers: liens/judgments owed, non-medical collections owed, bankruptcy within last 4 years, or felony with sentence/probation completed less than 3 years ago (7 years if two+ unrelated felonies). 须参加购房者教育课程，由Habitat for Humanity of Evansville (homeownership workshops; six-month money-management seminar with a Budget Partner)提供。 居住要求：Must be willing to live where Habitat is building (Vanderburgh or Posey County)。 Serves Vanderburgh and Posey Counties. Application via DocuSign (credit-check form, Family Selection Committee home visit, partnership). Need-for-housing criteria apply. Not confirmed (left blank): exact assistance amount, max purchase price, DTI, recapture/resale formula, funding cap, reservation system, employment history, citizenship.

Habitat for Humanity of Evansville Homeownership Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income must not exceed 80% AMI by household size (and meet a low-income floor). 2026 guidelines Low-High annual: 1p $22,800-$52,100; 2p $26,050-$59,550; 3p $29,300-$67,000; 4p $32,550-$74,400; 5p $35,150-$80,400; 6p $37,750-$86,350; 7p $40,350-$92,300; 8p $42,950-$98,250; 9p $45,550-$104,200; 10p $48,150-$110,150. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为10。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity of Evansville Homeownership Program可用于Single Family。 新建房屋符合条件。

Habitat for Humanity of Evansville Homeownership Program服务于在Evansville，Indiana购房的购房者。

Habitat for Humanity of Evansville Homeownership Program的申请通过Habitat for Humanity of Evansville办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。