Habitat for Humanity of Madison County Homeownership Program

Habitat for Humanity of Madison County Homeownership Program是面向Anderson，Indiana购房者的首付援助，由Habitat for Humanity of Madison County管理。 Habitat for Humanity of Madison County builds and sells affordable homes to qualifying low-income partner families in Madison County, Indiana, financed with a 0% interest mortgage and a monthly payment set at roughly 25% of gross monthly income (incl. taxes/insurance). Selection is based on housing need, ability to pay, and willingness to partner (200 sweat-equity hours plus homebuyer education). Operates as a Special Purpose Credit Program with periodic open application windows. 0% interest mortgage. Payment ~25-30% of household income. Financial education & budgeting classes. Sweat-equity partnership. Low $500 minimum down payment. 资金来自Nonprofit (donations, ReStore proceeds, volunteer labor, revolving mortgage fund)。

Habitat for Humanity of Madison County Homeownership Program是首付援助，按Habitat for Humanity of Madison County设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity of Madison County Homeownership Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由Habitat for Humanity of Madison County (financial education / first-time homebuyer classes)提供。 居住要求：Must live where Habitat is working (Madison County, IN)。 公民身份或移民身份：U.S. citizen or permanent resident。 In-person applications only during open windows (most recent Mar 10-28, 2025; affiliate maintains an interest list). Must show housing need and inability to obtain conventional financing, steady income within guidelines, current on accounts, no unpaid liens/judgments, no bankruptcy in last 2 years, no foreclosure in last 5 years. Background/credit/sex-offender screening; $25 fee per applicant; 15-18 months groundbreaking to closing. Not confirmed (left blank): lien position, recapture provision, assistance amount, min credit score, mortgage term, resale/shared-appreciation terms.

Habitat for Humanity of Madison County Homeownership Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Income must fall between 30% and 80% AMI by family size (affiliate guidelines): 1p $14,050-$37,450; 2p $17,420-$42,800; 3p $21,960-$48,150; 4p $26,500-$53,450; 5p $31,040-$57,750; 6p $35,580-$62,050; 7p $40,120-$66,300; 8p $44,100-$70,600. Updated annually. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity of Madison County Homeownership Program可用于Single Family。 新建房屋符合条件。

Habitat for Humanity of Madison County Homeownership Program服务于在Anderson，Indiana购房的购房者。

Habitat for Humanity of Madison County Homeownership Program的申请通过Habitat for Humanity of Madison County办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。