Habitat for Humanity of St. Joseph County Homeownership Program

Habitat for Humanity of St. Joseph County Homeownership Program是面向Mishawaka，Indiana购房者的第一抵押贷款，由Habitat for Humanity of St. Joseph County管理。 Habitat for Humanity of St. Joseph County (headquartered in Mishawaka) has built over 240 affordable homes in St. Joseph County since 1987. Families invest sweat equity hours, attend homeowner education classes, and purchase through an affordable Habitat mortgage. Affordable Habitat-financed mortgage; new construction homes in St. Joseph County; homeowner education classes; ADA-compliant homes available. 资金来自Habitat revolving mortgage fund; corporate sponsors; City of Mishawaka; KeyBank Foundation。

Habitat for Humanity of St. Joseph County Homeownership Program是第一抵押贷款，按Habitat for Humanity of St. Joseph County设定的条款偿还。 该援助以1st顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity of St. Joseph County Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Habitat for Humanity of St. Joseph County required homeownership classes and monthly partner meetings提供。 公民身份或移民身份：Equal housing opportunity。 Must not currently own a home. Rent must exceed 30% of gross monthly income OR living in sub-standard housing. No bankruptcy in last 2 years or foreclosure in last 4 years. Must have paid monthly bills on time for past 12 months. Must pay $1,500 toward closing costs, first year insurance, and monthly payments. Background and sex offender checks. $30 credit check fee. Must complete sweat equity and attend classes/monthly meetings.

Habitat for Humanity of St. Joseph County Homeownership Program的收入限制如下：Income chart based on household size (specific dollar amounts available at Homeownership Meetings). Must meet income requirements for St. Joseph County. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity of St. Joseph County Homeownership Program可用于single_family。 新建房屋符合条件。 预制房屋不符合条件。

Habitat for Humanity of St. Joseph County Homeownership Program服务于在Mishawaka，Indiana购房的购房者。

Habitat for Humanity of St. Joseph County Homeownership Program的申请通过Habitat for Humanity of St. Joseph County办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。