HOPE of Evansville Homebuyer Down Payment Assistance Program

HOPE of Evansville Homebuyer Down Payment Assistance Program是面向Evansville，Indiana购房者的可免除贷款，由HOPE of Evansville, Inc. (with City of Evansville Department of Metropolitan Development)管理。 HOPE of Evansville, a nonprofit HUD-approved housing counseling agency, offers a homebuyer down payment assistance match to qualified first-time buyers purchasing within Evansville city limits. Buyers contribute at least $1,000, which HOPE matches on an as-needed basis up to a maximum of $15,000 for down payment and/or closing costs. Assistance is provided as a forgivable grant secured by a deed restriction held by the City of Evansville DMD, with no payments due during the affordability period. Down payment/closing cost match up to $15,000. No monthly payments; forgiven over affordability period. Includes Framework homebuyer education and 1-on-1 counseling. 资金来自HUD funds (administered through the City of Evansville Department of Metropolitan Development)。

HOPE of Evansville Homebuyer Down Payment Assistance Program提供$1,000至$15,000的援助。 购房者自付部分：Clients must contribute at least $1,000 toward the home purchase (which HOPE matches as needed). 该项目可与Buyer's own first mortgage from a lender of their choice.结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由HOPE of Evansville, Inc. (with City of Evansville Department of Metropolitan Development)决定。

HOPE of Evansville Homebuyer Down Payment Assistance Program是可免除贷款，满足项目条件后余额即被免除。 触发还款的情形：Partial or total repayment if the buyer fails to occupy the home as primary residence, sells, or refinances within the affordability period. 该援助以Subordinate (deed restriction recorded; City of Evansville DMD listed as second mortgage holder)顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

HOPE of Evansville Homebuyer Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Exceptions for divorcees, owners of manufactured homes, and those who owned a home more than 3 years ago. 须参加购房者教育课程，由HOPE's Framework online homebuyer education course ($80 fee), plus 1-on-1 counseling as needed.提供。 居住要求：Property must be within the City limits of Evansville and occupied as primary residence.

HOPE of Evansville Homebuyer Down Payment Assistance Program的收入限制如下：Clients must meet HUD-published income eligibility guidelines (by household size) provided with the application; HOPE references being below 80% AMI for Vanderburgh County. All household income and assets verified via third-party documentation. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

HOPE of Evansville Homebuyer Down Payment Assistance Program将房价上限设为$219,000。 符合条件的房屋类型包括Single Family。 新建房屋符合条件。

HOPE of Evansville Homebuyer Down Payment Assistance Program服务于在Evansville，Indiana购房的购房者。 目标社区：City of Evansville。

HOPE of Evansville Homebuyer Down Payment Assistance Program的申请通过HOPE of Evansville, Inc. (with City of Evansville Department of Metropolitan Development)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Pre-purchase application to HOPE; subject to availability of HUD funds预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。