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本页面由机器翻译。英文版本为原文。

县级项目延期

INHP Down Payment Assistance

INHP Down Payment Assistance是面向Indianapolis,Indiana购房者的延期第二贷款,由Indianapolis Neighborhood Housing Partnership (INHP)管理。

最近核实于来源:Indianapolis Neighborhood Housing Partnership (INHP)

该项目要求

  • 房屋作为主要住所自住
  • 关于信用:Determined through INHP loan program eligibility and advising.
  • 完成购房者教育课程,由INHP homebuyer classes and advising.提供
  • 居住要求:Property must be in Marion County, IN.
  • Must use an INHP mortgage; Marion County only; income certification and funding availability required.
  • 位于Marion County的房屋

不适用于

  • 收入超过地区收入中位数120%的家庭
  • Marion County以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

收入限制

120% Marion County地区收入中位数的比例

HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。

$110,300
地区收入中位数,4人家庭(HUD,2026)

适用地区

Marion County的房屋

  • 59.2% 独栋
  • 7.7% 联排
  • 8.7% 2–4个单元
  • 22.7% 5+个单元
  • 1.6% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$224,000

Marion County房屋价值中位数

58.8%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Marion County购房

如何申请

  1. 参加购房者教育课程

    项目要求,由INHP homebuyer classes and advising.提供。

  2. 联系Indianapolis Neighborhood Housing Partnership (INHP)预留资金

    资金向提供方预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

INHP Down Payment Assistance是什么?

INHP Down Payment Assistance是面向Indianapolis,Indiana购房者的延期第二贷款,由Indianapolis Neighborhood Housing Partnership (INHP)管理。 INHP, a leading homeownership resource in Marion County, offers down payment assistance of up to $14,999 to qualified buyers who use one of INHP's mortgage loan products. The DPA cannot be accessed on its own; it is available only alongside an INHP mortgage. Income eligibility is based on HUD Marion County median income limits (up to ~120% AMI by household size) effective June 1, 2026. Up to $14,999 in down payment assistance. Paired with affordable INHP mortgage products. Free homebuyer classes and 1-on-1 advising. Local Marion County focus. Up to 120% AMI eligibility. 资金来自INHP plus partners including FHLBank Indianapolis.

提供多少援助?

INHP Down Payment Assistance提供最高$14,999的援助。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Indianapolis Neighborhood Housing Partnership (INHP)决定。

需要偿还吗?

INHP Down Payment Assistance为延期还款,在房屋出售、再融资或第一抵押贷款还清之前无需付款。 该援助以Second顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

INHP Down Payment Assistance面向将房屋作为主要住所自住的购房者。 关于信用,该项目说明:Determined through INHP loan program eligibility and advising. 须参加购房者教育课程,由INHP homebuyer classes and advising.提供。 居住要求:Property must be in Marion County, IN. Must use an INHP mortgage; Marion County only; income certification and funding availability required.

收入限制是多少?

INHP Down Payment Assistance将家庭收入限制在地区收入中位数的120%,该数值因县和家庭人数而异。 Based on HUD Marion County 2026 median income limits, effective June 1, 2026; eligibility chart published up to 120% AMI by household size. 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

INHP Down Payment Assistance可用于Single-family primary residence in Marion County。

适用于哪些地区?

INHP Down Payment Assistance服务于在Indianapolis,Indiana购房的购房者。

如何申请?

INHP Down Payment Assistance的申请通过Indianapolis Neighborhood Housing Partnership (INHP)办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由Indianapolis Neighborhood Housing Partnership (INHP)设定,并可能变化;申请前请在官方网站上确认。