看看您可能符合哪些条件

本页面由机器翻译。英文版本为原文。

县级项目可免除

Lacasa Homeownership Assistance Program (Goshen & Elkhart)

Lacasa Homeownership Assistance Program (Goshen & Elkhart)是面向Goshen,Indiana购房者的可免除贷款,由Lacasa, Inc.管理。

最近核实于来源:Lacasa, Inc.

该项目要求

  • 房屋作为主要住所自住
  • 完成购房者教育课程,由Lacasa, Inc. (NeighborWorks chartered member); one-on-one housing coaching and free monthly Master Homeownership class提供
  • 居住要求:Home must be located within the city limits of Goshen or Elkhart, Indiana
  • Property must be built 1979 or later and within Goshen or Elkhart city limits; buyer must have non-expired mortgage preapproval and be purchasing within 2-4 months; household income within posted limits. Contacts: Ashley Bowen (VP Financial Empowerment), DeVon Swihart, Rafael Chavez.
  • 位于Elkhart County的房屋

不适用于

  • 新建房屋
  • 收入超过$71,900的家庭
  • Elkhart County以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

收入限制

$71,900 家庭收入限制,按项目公布

该限额由项目自行说明。其官方网站说明了家庭人数如何影响限额。

适用地区

Elkhart County的房屋

  • 70.3% 独栋
  • 3% 联排
  • 6.6% 2–4个单元
  • 12% 5+个单元
  • 8.2% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$210,400

Elkhart County房屋价值中位数

54.2%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Elkhart County购房

如何申请

  1. 参加购房者教育课程

    项目要求,由Lacasa, Inc. (NeighborWorks chartered member); one-on-one housing coaching and free monthly Master Homeownership class提供。

  2. 联系Lacasa, Inc.预留资金

    资金通过Funding is limited; eligibility screening via Lacasa intake; approval process takes 1 to 3 months预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Lacasa Homeownership Assistance Program (Goshen & Elkhart)是什么?

Lacasa Homeownership Assistance Program (Goshen & Elkhart)是面向Goshen,Indiana购房者的可免除贷款,由Lacasa, Inc.管理。 Lacasa, Inc., in partnership with the cities of Goshen and Elkhart, provides up to $15,000 in down payment and closing-cost assistance plus one-on-one homeownership coaching to income-eligible buyers purchasing a home within Goshen or Elkhart city limits. Eligible homes must be built in 1979 or later, and the buyer must have a current mortgage preapproval and meet program income limits. The approval process takes one to three months and funding is limited. Up to $15,000 toward down payment and closing costs. One-on-one housing coaching through closing. Backed by local city government. HUD-approved counseling agency / NeighborWorks member. 资金来自City of Goshen and City of Elkhart (administered by Lacasa, Inc.)。

提供多少援助?

Lacasa Homeownership Assistance Program (Goshen & Elkhart)提供最高$15,000的援助。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Lacasa, Inc.决定。

需要偿还吗?

Lacasa Homeownership Assistance Program (Goshen & Elkhart)是可免除贷款,满足项目条件后余额即被免除。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

Lacasa Homeownership Assistance Program (Goshen & Elkhart)面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程,由Lacasa, Inc. (NeighborWorks chartered member); one-on-one housing coaching and free monthly Master Homeownership class提供。 居住要求:Home must be located within the city limits of Goshen or Elkhart, Indiana。 Property must be built 1979 or later and within Goshen or Elkhart city limits; buyer must have non-expired mortgage preapproval and be purchasing within 2-4 months; household income within posted limits. Contacts: Ashley Bowen (VP Financial Empowerment), DeVon Swihart, Rafael Chavez.

收入限制是多少?

Lacasa Homeownership Assistance Program (Goshen & Elkhart)将家庭收入限制在$71,900。 该限制适用于家庭总收入,而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

Lacasa Homeownership Assistance Program (Goshen & Elkhart)可用于Single Family。 新建房屋不符合条件。

适用于哪些地区?

Lacasa Homeownership Assistance Program (Goshen & Elkhart)服务于在Goshen,Indiana购房的购房者。 该项目针对特定区域:Goshen and Elkhart city limits only。

如何申请?

Lacasa Homeownership Assistance Program (Goshen & Elkhart)的申请通过Lacasa, Inc.办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Funding is limited; eligibility screening via Lacasa intake; approval process takes 1 to 3 months预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由Lacasa, Inc.设定,并可能变化;申请前请在官方网站上确认。