本页面由机器翻译。英文版本为原文。
该项目要求
- 房屋作为主要住所自住
- 居住要求:Property must be in the Lake County entitlement area: Cedar Lake, Crown Point, Dyer, Griffith, Highland, Hobart, Lake Station, Lowell, Merrillville, Munster, New Chicago, Schererville, Schneider, St. John, Whiting, Winfield, and all unincorporated areas of Lake County.
- 位于Lake County的房屋
不适用于
- 超过$223,000房价上限的购房
- 收入超过地区收入中位数80%的家庭
- Lake County以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
收入限制
80% Lake County地区收入中位数的比例
HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。
适用地区
Lake County的房屋Lake County的房屋,以及本项目接受的房屋
- 71.3% 独栋独栋住宅
- 7.6% 联排联排别墅
- 6.5% 2–4个单元2–4个单元
- 13.1% 5+个单元公寓和共管公寓楼(5+个单元)
- 1.5% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$230,600
Lake County房屋价值中位数
66%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Lake County购房
如何申请
如何申请两个步骤,按此顺序
联系Lake County Community Economic Development Department (LCCEDD)预留资金
资金通过Application through LCCEDD预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Lake County Homebuyers Assistance Program是什么?
Lake County Homebuyers Assistance Program是面向Lake县,Indiana购房者的延期第二贷款,由Lake County Community Economic Development Department (LCCEDD)管理。 The Lake County (Indiana) Community Economic Development Department administers a Homebuyers Assistance Program that helps income-eligible households overcome upfront purchase costs such as the down payment, fees, and closing costs. The maximum assistance is $5,000 per qualified household. The program is funded with federal HUD CDBG and HOME dollars and serves the county's entitlement area communities. Up to $5,000 toward down payment, fees and closing costs. Serves Lake County entitlement-area communities. HUD CDBG/HOME funded. 资金来自U.S. HUD Community Development Block Grant (CDBG) and HOME Investment Partnerships Program funds。
提供多少援助?
Lake County Homebuyers Assistance Program提供最高$5,000的援助。 该项目可与Private first mortgage financing.结合使用。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Lake County Community Economic Development Department (LCCEDD)决定。
需要偿还吗?
Lake County Homebuyers Assistance Program为延期还款,在房屋出售、再融资或第一抵押贷款还清之前无需付款。 该援助以Subordinate顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Lake County Homebuyers Assistance Program面向将房屋作为主要住所自住的购房者。 居住要求:Property must be in the Lake County entitlement area: Cedar Lake, Crown Point, Dyer, Griffith, Highland, Hobart, Lake Station, Lowell, Merrillville, Munster, New Chicago, Schererville, Schneider, St. John, Whiting, Winfield, and all unincorporated areas of Lake County.
收入限制是多少?
Lake County Homebuyers Assistance Program将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Household income must not exceed the 80% moderate-income limit for Lake County as established by HUD (e.g., per the brochure: $50,050 for 1 person, $57,200 for 2, $64,350 for 3, $71,450 for 4, up to $94,350 for 8+). 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Lake County Homebuyers Assistance Program将房价上限设为$223,000。 符合条件的房屋类型包括Single Family。 新建房屋符合条件。
适用于哪些地区?
Lake County Homebuyers Assistance Program服务于在Lake县,Indiana购房的购房者。 该项目针对特定区域:Lake County entitlement-area municipalities and unincorporated areas (excludes separately-entitled cities such as Gary, Hammond, and East Chicago). 目标社区:Cedar Lake, Crown Point, Dyer, Griffith, Highland, Hobart, Lake Station, Lowell, Merrillville, Munster, New Chicago, Schererville, Schneider, St. John, Whiting, Winfield。
如何申请?
Lake County Homebuyers Assistance Program的申请通过Lake County Community Economic Development Department (LCCEDD)办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Application through LCCEDD预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Lake County购房者面向Lake County购房者的其他项目
- FHLBank Indianapolis Homeownership Opportunities Program (HOP)最高$20,000
- HomeBoost – Down Payment Assistance最高$20,000
- Launch – Down Payment Assistance最高$20,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Lake County的全部71个项目项目条款由Lake County Community Economic Development Department (LCCEDD)设定,并可能变化;申请前请在官方网站上确认。