Lincoln Central HOME Homebuyer Program (SIHCDC / City of Columbus)

Lincoln Central HOME Homebuyer Program (SIHCDC / City of Columbus)是面向Columbus，Indiana购房者的可免除贷款，由Southern Indiana Housing & Community Development Corporation (SIHCDC), in partnership with the City of Columbus and the Lincoln Central Neighborhood Family Center (LCNFC)管理。 The Lincoln Central HOME Homebuyer Program, administered by SIHCDC in partnership with the City of Columbus and the Lincoln Central Neighborhood Family Center, uses HUD HOME funds (via IHCDA) to help low- to moderate-income buyers achieve homeownership in Columbus's Lincoln Central Neighborhood. Assistance includes down payment and closing-cost help plus development or rehabilitation of quality, affordable homes sold to qualified buyers. Buyers must earn at or below 80% of Bartholomew County AMI, complete HUD-certified homebuyer education, and occupy the home as their primary residence through a 5-to-15-year affordability period. HOME-funded down payment and closing-cost assistance. Access to newly developed or rehabilitated affordable homes. 0% interest, forgiven over the affordability period. HUD-certified homebuyer counseling. 资金来自HUD HOME Investment Partnerships Program administered through IHCDA; City of Columbus。

Lincoln Central HOME Homebuyer Program (SIHCDC / City of Columbus)在15年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Sale or loss of primary-residence/owner-occupancy status during the affordability period (typically 5 to 15 years depending on amount of assistance)。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Lincoln Central HOME Homebuyer Program (SIHCDC / City of Columbus)面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由HUD-certified homebuyer education course through an approved housing counseling agency提供。 居住要求：Focused on homes in the Lincoln Central Neighborhood of Columbus, Indiana。 Income and asset verification required prior to purchase per IHCDA HOME rules. Contact Diane Doup at LCNFC for eligibility, application, and current assistance amounts.

Lincoln Central HOME Homebuyer Program (SIHCDC / City of Columbus)将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income at or below 80% of Bartholomew County AMI (HUD). Columbus, IN limits: 1-person $52,450; 2 $59,950; 3 $67,450; 4 $74,900; 5 $80,900; 6 $86,900; 7 $92,900; 8 $98,900. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Lincoln Central HOME Homebuyer Program (SIHCDC / City of Columbus)可用于Single Family。

Lincoln Central HOME Homebuyer Program (SIHCDC / City of Columbus)服务于在Columbus，Indiana购房的购房者。 该项目针对特定区域：Lincoln Central Neighborhood, Columbus, Indiana (Bartholomew County)。

Lincoln Central HOME Homebuyer Program (SIHCDC / City of Columbus)的申请通过Southern Indiana Housing & Community Development Corporation (SIHCDC), in partnership with the City of Columbus and the Lincoln Central Neighborhood Family Center (LCNFC)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。