本页面由机器翻译。英文版本为原文。
该项目要求
- 首次购房者——该项目有自己的定义
- 房屋作为主要住所自住
- 完成购房者教育课程,由HUD-certified Home Buyer Education Program (required for ONB Home Manager pairing)提供
- 位于Allen; Marion County的房屋
不适用于
- Allen; Marion County以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由HUD-certified Home Buyer Education Program (required for ONB Home Manager pairing)提供。
联系Old National Bank预留资金
资金通过Funds are limited and subject to availability; contact an ONB Community Development Mortgage Lender预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Old National Bank Down Payment Assistance Program (Indiana)是什么?
Old National Bank Down Payment Assistance Program (Indiana)是面向Indianapolis,Indiana购房者的补助金,由Old National Bank管理。 The Old National Bank Down Payment Assistance Program is a lender-funded grant that works alongside an ONB HomeReady or Home Manager first mortgage to provide additional help with the down payment. Eligible borrowers can receive up to 3% of the purchase price (maximum $10,000), or up to $15,000 toward the purchase price if the property is within certain communities/specific census tracts. In Indiana, the program is available in Allen and Marion counties. Funds are limited and subject to availability. Up to $10,000 grant (3% of purchase price) toward down payment. Up to $15,000 in certain eligible communities. Pairs with HomeReady or Home Manager mortgage. Home Manager allows as little as 3% down with no PMI. No repayment / not a lien (grant). 资金来自Old National Bank (lender-funded down payment assistance)。
提供多少援助?
Old National Bank Down Payment Assistance Program (Indiana)提供最高$15,000的援助。 购房者自付部分:Borrowers required to make a minimum contribution from their own funds toward the purchase (Home Manager pairing); all funds verified。 该项目可与ONB HomeReady or ONB Home Manager first mortgage结合使用。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Old National Bank决定。
需要偿还吗?
Old National Bank Down Payment Assistance Program (Indiana)属于补助金,因此无需偿还。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Old National Bank Down Payment Assistance Program (Indiana)面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 须参加购房者教育课程,由HUD-certified Home Buyer Education Program (required for ONB Home Manager pairing)提供。
收入限制是多少?
Old National Bank Down Payment Assistance Program (Indiana)的收入限制如下:Income restrictions apply (varies by program/property; HomeReady income limits apply for HomeReady pairing)。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Old National Bank Down Payment Assistance Program (Indiana)的房价上限如下:Assistance amount varies based on the price and location of the home; specific census tracts and other restrictions apply。 符合条件的房屋类型包括Single Family。
适用于哪些地区?
Old National Bank Down Payment Assistance Program (Indiana)服务于在Indianapolis,Indiana购房的购房者。 该项目针对特定区域:Eligible Indiana counties are Allen and Marion; up to $15,000 available when the property is within certain communities/specific census tracts。
如何申请?
Old National Bank Down Payment Assistance Program (Indiana)的申请通过Old National Bank办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Funds are limited and subject to availability; contact an ONB Community Development Mortgage Lender预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Allen; Marion County购房者面向Allen; Marion County购房者的其他项目
- FHLBank Indianapolis Homeownership Opportunities Program (HOP)最高$20,000
- HomeBoost – Down Payment Assistance最高$20,000
- Launch – Down Payment Assistance最高$20,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Allen; Marion County的全部71个项目项目条款由Old National Bank设定,并可能变化;申请前请在官方网站上确认。