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市级项目

Pathfinder Services HomeOwnership Center - First-Time Homebuyer and IDA Programs

Pathfinder Services HomeOwnership Center - First-Time Homebuyer and IDA Programs是面向Huntington,Indiana购房者的首付援助,由Pathfinder Services, Inc. - HomeOwnership Center管理。

最近核实于来源:Pathfinder Services, Inc. - HomeOwnership Center

该项目要求

  • 首次购房者——该项目有自己的定义
  • 房屋作为主要住所自住
  • 完成购房者教育课程,由Pathfinder Services HomeOwnership Center - in-person and online (eHomeAmerica)提供
  • 居住要求:IDA requires Indiana residency. Service counties: Adams, Allen, DeKalb, Huntington, Jay, Kosciusko, LaGrange, Marshall, Noble, St. Joseph, Starke, Steuben, Wabash, Wells, Whitley
  • 公民身份或移民身份:US citizens and eligible non-citizens for USDA programs
  • IDA eligibility: Indiana resident; employed with earned taxable income; save minimum $25/month; household income below 200% Federal Poverty Guidelines or receiving TANF; funds used for home purchase, principal paydown, or approved repairs. First-time homebuyer program specifics determined in one-on-one counseling. USDA Direct (very low to low income) and Guaranteed (low to moderate income) options.
  • 位于Huntington市界内的房屋

不适用于

  • Huntington以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

适用地区

Huntington的房屋

  • 75.4% 独栋
  • 2.5% 联排
  • 9.4% 2–4个单元
  • 10.1% 5+个单元
  • 2.5% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$119,500

Huntington房屋价值中位数

73%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Huntington购房

如何申请

  1. 参加购房者教育课程

    项目要求,由Pathfinder Services HomeOwnership Center - in-person and online (eHomeAmerica)提供。

  2. 联系Pathfinder Services, Inc. - HomeOwnership Center预留资金

    资金向提供方预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Pathfinder Services HomeOwnership Center - First-Time Homebuyer and IDA Programs是什么?

Pathfinder Services HomeOwnership Center - First-Time Homebuyer and IDA Programs是面向Huntington,Indiana购房者的首付援助,由Pathfinder Services, Inc. - HomeOwnership Center管理。 Pathfinder Services HomeOwnership Center is a certified NeighborWorks HomeOwnership Center based in Huntington, IN, serving 15 Northeast Indiana counties. Programs include first-time homebuyer loan options (including no-down-payment USDA loans), Individual Development Accounts (IDAs) with a 4:1 match for home purchase savings, homebuyer education, USDA Direct/Guaranteed packaging, and foreclosure prevention. First-time homebuyer programs including no-down-payment options; IDA matched savings accounts (4:1 match, up to 4 years); certified housing counseling; USDA Direct and Guaranteed loan packaging; post-purchase counseling. 资金来自NeighborWorks America; CDFI Fund; grants; USDA; IHCDA IDA matching funds。

需要偿还吗?

Pathfinder Services HomeOwnership Center - First-Time Homebuyer and IDA Programs是首付援助,按Pathfinder Services, Inc. - HomeOwnership Center设定的条款偿还。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

Pathfinder Services HomeOwnership Center - First-Time Homebuyer and IDA Programs面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 须参加购房者教育课程,由Pathfinder Services HomeOwnership Center - in-person and online (eHomeAmerica)提供。 居住要求:IDA requires Indiana residency. Service counties: Adams, Allen, DeKalb, Huntington, Jay, Kosciusko, LaGrange, Marshall, Noble, St. Joseph, Starke, Steuben, Wabash, Wells, Whitley。 公民身份或移民身份:US citizens and eligible non-citizens for USDA programs。 IDA eligibility: Indiana resident; employed with earned taxable income; save minimum $25/month; household income below 200% Federal Poverty Guidelines or receiving TANF; funds used for home purchase, principal paydown, or approved repairs. First-time homebuyer program specifics determined in one-on-one counseling. USDA Direct (very low to low income) and Guaranteed (low to moderate income) options.

收入限制是多少?

Pathfinder Services HomeOwnership Center - First-Time Homebuyer and IDA Programs的收入限制如下:IDA: below 200% Federal Poverty Guidelines or TANF recipient. USDA Direct: very low to low income. USDA Guaranteed: low to moderate income. 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

Pathfinder Services HomeOwnership Center - First-Time Homebuyer and IDA Programs可用于single_family。 新建房屋符合条件。

适用于哪些地区?

Pathfinder Services HomeOwnership Center - First-Time Homebuyer and IDA Programs服务于在Huntington,Indiana购房的购房者。

如何申请?

Pathfinder Services HomeOwnership Center - First-Time Homebuyer and IDA Programs的申请通过Pathfinder Services, Inc. - HomeOwnership Center办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由Pathfinder Services, Inc. - HomeOwnership Center设定,并可能变化;申请前请在官方网站上确认。