Build WyCo Matched Savings Program

Build WyCo Matched Savings Program是面向Kansas City，Kansas购房者的补助金，由Build WyCo (Community Housing of Wyandotte County, Inc. / CHWC)管理。 Build WyCo's Qualified Matched Savings Program is an Individual Development Account (IDA) program for current or prospective Wyandotte County residents seeking to buy or improve a home. Participants open a dedicated savings account, deposit at least $25/month, complete financial education and monthly counselor check-ins, and save at least $2,000 within 2 years. Build WyCo then contributes a $4,000 matching grant (2:1 match), so total available is $6,000. Income eligibility is 200% of FPL, making this accessible to very low-income households who may not yet have funds for a traditional down payment. Program includes personalized financial coaching. Participants who save $2,000 in up to 2 years receive a $4,000 matching grant (2:1 match), for a total of $6,000 toward purchasing or improving a home in Wyandotte County. Funds held in an Individual Development Account (IDA) at a participating bank. 资金来自Philanthropic and community development funding (FHLB Topeka, United Way of Greater Kansas City, and other sponsors).

Build WyCo Matched Savings Program提供最高$4,000的援助。 援助档次：Save $2,000 in up to 2 years → receive $4,000 match. Total $6,000 available for home purchase or improvement in Wyandotte County. 购房者自付部分：Minimum $25/month deposit into IDA savings account; must save at least $2,000 within 2 years to receive full $4,000 match. 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Build WyCo (Community Housing of Wyandotte County, Inc. / CHWC)决定。

Build WyCo Matched Savings Program属于补助金，因此无需偿还。 触发还款的情形：None — grant, no repayment if funds used for eligible Wyandotte County home purchase or improvement. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Build WyCo Matched Savings Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：false。 须参加购房者教育课程，由Build WyCo HUD-approved financial education course (available in English and Spanish); monthly check-ins with assigned financial counselor.提供。 居住要求：Must be current or future resident of Wyandotte County, Kansas. Must be a current or future resident of Wyandotte County, Kansas. Household income must be below 200% of the Federal Poverty Level (FPL). Must stay in the program at least 6 months and reach $2,000 savings goal within 2 years. Must complete Build WyCo's HUD-approved financial education course. Must deposit a minimum of $25/month into the IDA savings account. Funds must be used to buy or improve a home in Wyandotte County.

Build WyCo Matched Savings Program的收入限制如下：200% of Federal Poverty Level (FPL). 2025 FPL limits used by program: 1-person $31,300; 2-person $42,300; 3-person $53,300; 4-person $64,300; 5-person $75,300; 6-person $86,300 (subject to annual adjustment). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Build WyCo Matched Savings Program的房价上限如下：Home must be in Wyandotte County, KS. No maximum purchase price stated. 符合条件的房屋类型包括Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Build WyCo Matched Savings Program服务于在Kansas City，Kansas购房的购房者。

Build WyCo Matched Savings Program的申请通过Build WyCo (Community Housing of Wyandotte County, Inc. / CHWC)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application through Build WyCo; online or printable application at buildwyco.org/match/.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。