Susan's Savings First Time Home Buyers Program

Susan's Savings First Time Home Buyers Program是面向Statewide，Kentucky购房者的补助金。 Employer-sponsored 2:1 matching grant for first-time homebuyer employees of Trilogy Health Services / Synchrony Health Services (senior care / SNF / LTC operator). Up to $7,000 lifetime match (save $3,500 over 3 years). Eligibility restricted to FT/PT employees in good standing for 6+ months, hourly rate <= $28.80. Funds paid directly to mortgage company at closing for down payment / closing costs. Pure grant, no lien, no repayment. Multi-state employer footprint (KY/IN/OH/MI); recorded as Statewide for KY database with employer-specific eligibility documented. Susan's Savings is a 2-to-1 employer matching grant program for first-time homebuyer employees of Trilogy Health Services and Synchrony Health Services. Employees set up a direct-deposit savings plan with banking partner Fifth Third Bank. the Trilogy Health Services Foundation matches every saved dollar 2:1 (i.e., $1 saved = $2 in matched grant). The match is tiered by savings duration and amount: save up to $1,000 over 6 months -> $2,000 match. save up to $1,500 over 1 year -> $3,000 match. save up to $2,500 over 2 years -> $5,000 match. save up to $3,500 over 3 years -> $7,000 match (program cap). At closing, the matched grant is paid directly to the buyer's mortgage company for down payment and closing costs. The grant is non-repayable, with no lien, no second mortgage, and no occupancy term beyond standard first-mortgage requirements. Named for Susan Bufford, wife of Trilogy founder Randy Bufford. 这是一个全国项目，适用范围不限于单个州或城市。 资金来自Private、Employer和Foundation。

Susan's Savings First Time Home Buyers Program属于补助金，因此无需偿还。 触发还款的情形：None - true grant和no repayment, no lien, no occupancy claw-back. 该援助以1st Lien (grant - no separate lien)顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Susan's Savings First Time Home Buyers Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：First-time homebuyer required; no published exceptions for displaced homemakers / etc. 关于信用，该项目说明：No Foundation-imposed minimum FICO; first-mortgage lender overlays apply. 居住要求：No state or geographic residency requirement imposed by the Foundation. Employee can purchase a home in any state where Trilogy operates (Kentucky, Indiana, Ohio, Michigan) - or potentially elsewhere, subject to first-mortgage feasibility. The Foundation pays the matched grant to the closing mortgage company regardless of property state. 公民身份或移民身份：Per first-mortgage product overlays. EMPLOYER-RESTRICTED PROGRAM. Open only to current employees of Trilogy Health Services or Synchrony Health Services. Eligibility (verbatim from Foundation page): (1) Open to both full-time and part-time employees; (2) Must be a first-time home buyer; (3) Must be employed at Trilogy for over 6 months and in good standing; (4) Must meet charitable-class guidelines: employees whose hourly rate is greater than $28.80 are not eligible (this acts as the income test - $28.80/hr x 2,080 hrs ~= $59,904/yr full-time). Employees set up direct deposit to Fifth Third Bank savings account via UKG (Pay > Direct Deposit > Add Direct Deposit) for a minimum of 6 months. Match is paid only upon successful first-home closing. Funds may be applied only to down payment and/or closing costs at closing. Maximum lifetime match $7,000.

Susan's Savings First Time Home Buyers Program将家庭收入限制在$59,904。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Susan's Savings First Time Home Buyers Program的房价上限如下：No published maximum purchase price. 符合条件的房屋类型包括Per first-mortgage product和no Foundation-imposed property-type restriction. 新建房屋符合条件。 预制房屋符合条件。

Susan's Savings First Time Home Buyers Program在其服务群体中提到了医护人员。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Susan's Savings First Time Home Buyers Program是全国项目，因此不限于某一个州。

Susan's Savings First Time Home Buyers Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Employee enrolls via Foundation application form at thetrilogyfoundation.org. Sets up direct deposit to Fifth Third Bank savings via UKG. Saves for chosen tier duration (6 mo / 1 yr / 2 yr / 3 yr). Notifies Emily Taylor (Emily.Taylor@Trilogyhs.com) of pending closing. Foundation wires match to buyer's mortgage company at closing. Subject to annual Foundation funding availability.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。