本页面由机器翻译。英文版本为原文。
Frederick County Affordable Housing Land Trust Homeownership Program (Habitat for Humanity of Frederick County)
Frederick County Affordable Housing Land Trust Homeownership Program (Habitat for Humanity of Frederick County)是面向Frederick,Maryland购房者的增值共享贷款,由Habitat for Humanity of Frederick County, Maryland / Frederick County Affordable Housing Land Trust (FCAHLT)管理。
该项目要求
- 房屋作为主要住所自住
- 居住要求:Frederick County residents.
- Community land trust homeownership for ~30%-80% AMI households who cannot get a traditional mortgage; sweat equity; resale restrictions. NOTE: CLT program, not stand-alone cash DPA; specific subsidy terms not published.
- 位于Frederick County的房屋
不适用于
- 收入超过地区收入中位数80%的家庭
- Frederick County以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
收入限制
80% Frederick County地区收入中位数的比例
HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。
适用地区
Frederick County的房屋Frederick County的房屋,以及本项目接受的房屋
- 60.1% 独栋独栋住宅
- 22% 联排联排别墅
- 2.8% 2–4个单元2–4个单元
- 14.5% 5+个单元公寓和共管公寓楼(5+个单元)
- 0.6% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$464,600
Frederick County房屋价值中位数
34.5%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Frederick County购房
如何申请
如何申请两个步骤,按此顺序
联系Habitat for Humanity of Frederick County, Maryland / Frederick County Affordable Housing Land Trust (FCAHLT)预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Frederick County Affordable Housing Land Trust Homeownership Program (Habitat for Humanity of Frederick County)是什么?
Frederick County Affordable Housing Land Trust Homeownership Program (Habitat for Humanity of Frederick County)是面向Frederick,Maryland购房者的增值共享贷款,由Habitat for Humanity of Frederick County, Maryland / Frederick County Affordable Housing Land Trust (FCAHLT)管理。 Habitat for Humanity of Frederick County partners with income-qualified Frederick County residents (generally 30%-80% AMI) who cannot qualify for a traditional mortgage to achieve homeownership through a community land trust. The land trust retains the land to keep homes permanently affordable; buyers contribute sweat equity and pay an affordable mortgage. Purchase of a permanently affordable home at below-market cost through a land trust, with an affordable mortgage.
需要偿还吗?
Frederick County Affordable Housing Land Trust Homeownership Program (Habitat for Humanity of Frederick County)是增值共享贷款,按Habitat for Humanity of Frederick County, Maryland / Frederick County Affordable Housing Land Trust (FCAHLT)设定的条款偿还。 触发还款的情形:Resale subject to land-trust affordability/resale restrictions. 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Frederick County Affordable Housing Land Trust Homeownership Program (Habitat for Humanity of Frederick County)面向将房屋作为主要住所自住的购房者。 居住要求:Frederick County residents. Community land trust homeownership for ~30%-80% AMI households who cannot get a traditional mortgage; sweat equity; resale restrictions. NOTE: CLT program, not stand-alone cash DPA; specific subsidy terms not published.
收入限制是多少?
Frederick County Affordable Housing Land Trust Homeownership Program (Habitat for Humanity of Frederick County)将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Targets Frederick County residents within roughly 30%-80% AMI who cannot qualify for a traditional mortgage. 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Frederick County Affordable Housing Land Trust Homeownership Program (Habitat for Humanity of Frederick County)可用于single_family和condo。 新建房屋符合条件。
适用于哪些地区?
Frederick County Affordable Housing Land Trust Homeownership Program (Habitat for Humanity of Frederick County)服务于在Frederick,Maryland购房的购房者。
如何申请?
Frederick County Affordable Housing Land Trust Homeownership Program (Habitat for Humanity of Frederick County)的申请通过Habitat for Humanity of Frederick County, Maryland / Frederick County Affordable Housing Land Trust (FCAHLT)办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Frederick County购房者面向Frederick County购房者的其他项目
- Frederick County Homebuyer Assistance Program (HAP)最高$12,000
- Frederick County House Keys 4 Employees (HK4E)最高$8,500
- ONE+ by Rocket Mortgage最高$7,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Frederick County的全部79个项目项目条款由Habitat for Humanity of Frederick County, Maryland / Frederick County Affordable Housing Land Trust (FCAHLT)设定,并可能变化;申请前请在官方网站上确认。