Option 2 of the MPP

Option 2 of the MPP是面向Montgomery县，Maryland购房者的延期第二贷款。 DUPLICATE of record #16. The DPA One source PDF includes two rows for HOC's MPP Option 2 - one with provider 'Housing Opportunities Commission of Montgomery County' (correct) and one with provider 'Housing Opportunity Commission' (misspelled). This row preserves the misspelled-provider entry; both rows describe the same program. Option 2 of HOC's Mortgage Purchase Program (MPP) - first-mortgage product paired with up to $25,000 in down-payment assistance. (DUPLICATE row: source DPA One PDF lists provider as 'Housing Opportunity Commission' (singular, no 's'), which is a misspelling - the correct provider is 'Housing Opportunities Commission of Montgomery County.' Both rows kept per task instructions.). 资金来自MRB、HFA和Local Government。

Option 2 of the MPP为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Deferred 0% second-mortgage repayable upon sale, refinance with cash-out, transfer, or loss of primary-residence status. 该援助以2顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Option 2 of the MPP面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：First-time homebuyer (no ownership of residential real estate in prior 3 years). 关于信用，该项目说明：640 minimum FICO。 须参加购房者教育课程，由HUD-approved housing counseling agencies serving Montgomery County; HOC homebuyer-education class accepted.提供。 居住要求：Property within Montgomery County, MD; buyer's primary residence. 公民身份或移民身份：U.S. citizen or eligible non-citizen permitted by HOC MPP。 Same as record #16. Property in Montgomery County; buyer's primary residence. First-time homebuyer required. Maximum household income approximately $119,532 (1-person) to $199,220 (8-person). Maximum purchase price $806,598. Minimum FICO 640.

Option 2 of the MPP将家庭收入限制在$199,220。 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Option 2 of the MPP将房价上限设为$806,598。 符合条件的房屋类型包括Single-family detached、Townhouse和Condominium。 新建房屋符合条件。 预制房屋不符合条件。

Option 2 of the MPP服务于在Montgomery县，Maryland购房的购房者。

Option 2 of the MPP的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Lender-reserved through HOC's online lender portal.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。