SDLP - Workforce Initiative Loan

SDLP - Workforce Initiative Loan是面向Howard县，Maryland购房者的延期第二贷款。 The Workforce Initiative Loan is Howard County's SDLP tier dedicated to Howard County workforce members - educators, public-safety personnel, healthcare workers, and County employees. Up to $25,000 in 0% interest deferred-payment second-mortgage assistance to support workforce homeownership in Howard County, MD. Workforce Initiative tier of Howard County's SDLP. Up to $25,000 in 0% interest deferred-payment second-mortgage assistance for Howard County workforce members - educators, public-safety personnel (law enforcement, firefighters), healthcare workers, and other Howard County employees. Maximum purchase price $644,756. 资金来自HOME、CDBG、Federal和Local Government。

SDLP - Workforce Initiative Loan为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Deferred 0% second-mortgage repayable upon sale, refinance with cash-out, transfer, or loss of primary-residence status. 该援助以2顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

SDLP - Workforce Initiative Loan面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：640 minimum FICO; underwriting per first-mortgage product。 须参加购房者教育课程，由HUD-approved housing counseling agencies; 8-hour homebuyer-education certificate required.提供。 居住要求：Property within Howard County, MD; buyer's primary residence; buyer or co-buyer must be a qualifying Howard County workforce member. 公民身份或移民身份：U.S. citizen or eligible non-citizen permitted by HUD HOME / CDBG rules。 Property in Howard County; buyer's primary residence. Workforce Initiative tier requires the buyer (or co-buyer) to be employed in a Howard County 'workforce' role - including but not limited to educators (Howard County Public Schools, Howard Community College), public-safety personnel (law enforcement, firefighters/EMS), healthcare workers, and Howard County government employees. Maximum household income approximately $99,752 (1-person) to $188,106 (8-person). Maximum purchase price $644,756. Minimum buyer contribution $1,000. 8-hour homebuyer-education class required.

SDLP - Workforce Initiative Loan将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 Workforce Initiative tier: household income approximately $99,752 (1-person) to $188,106 (8-person). 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

SDLP - Workforce Initiative Loan将房价上限设为$644,756。 符合条件的房屋类型包括Single-family detached、Townhouse和Condominium。 新建房屋符合条件。 预制房屋不符合条件。

SDLP - Workforce Initiative Loan在其服务群体中提到了教育工作者、执法人员、消防员和医护人员。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

SDLP - Workforce Initiative Loan服务于在Howard县，Maryland购房的购房者。

SDLP - Workforce Initiative Loan的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served via Howard County DCS.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。