LiveYpsi Homebuyer Assistance Program

LiveYpsi Homebuyer Assistance Program是面向Ypsilanti，Michigan购房者的可免除贷款，由Eastern Michigan University (Office of the President)管理。 LiveYpsi is an employer-assisted homebuyer program that provides eligible Eastern Michigan University (EMU) and EMU Foundation employees with a forgivable loan of $5,000 or $10,000 (depending on property location) to assist with the purchase of a primary residence in the City of Ypsilanti or designated areas of Ypsilanti Township. The loan is forgiven 20% per year over five years as long as the participant remains an eligible employee, occupies the home as their primary residence, and pays property taxes. Created in 2012 to stabilize neighborhoods around EMU's main campus, the program is funded by EMU and Washtenaw County. Eligible expenses include down payment, moving expenses, and home renovations. Forgivable loan of $5,000 or $10,000. 20% forgiven per year over 5 years. Usable for down payment, moving expenses, and renovations. Accrued interest also forgiven at year 5. 资金来自Eastern Michigan University and Washtenaw County (seed funding originally provided by the DTE Foundation); subject to availability of funds。

LiveYpsi Homebuyer Assistance Program提供$5,000至$10,000的援助，具体取决于购房者符合的援助档次。 援助档次：Two amount tiers based on property location: $5,000 or $10,000 (see LiveYpsi map)。 购房者自付部分：Not published。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Eastern Michigan University (Office of the President)决定。

LiveYpsi Homebuyer Assistance Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：20% of the loan is forgiven for each year the participant remains an eligible EMU/EMU Foundation employee, occupies the home as primary residence, and timely pays property taxes; failure to meet these terms before year 5 triggers repayment of the unforgiven balance plus accrued interest。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

LiveYpsi Homebuyer Assistance Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Not published on official program page。 居住要求：Property must be the participant's primary residence located within the City of Ypsilanti or specific designated areas of Ypsilanti Township (per LiveYpsi map)。 Loan term: 5-year forgivable loan, 20% forgiven annually, contingent on continued eligible EMU/EMU Foundation employment (appointment of 50% or more), owner occupancy, and timely property tax payment. EMPLOYER-RESTRICTED: open only to regular employees of EMU and the EMU Foundation. Eligible uses include down payment, moving expenses, and home renovations.

LiveYpsi Homebuyer Assistance Program的收入限制如下：No income limit published; eligibility is based on being a regular EMU or EMU Foundation employee with an appointment of 50% or more, not on household income. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

LiveYpsi Homebuyer Assistance Program的房价上限如下：Not published。

LiveYpsi Homebuyer Assistance Program服务于在Ypsilanti，Michigan购房的购房者。

LiveYpsi Homebuyer Assistance Program的申请通过Eastern Michigan University (Office of the President)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application submitted to EMU (administered through the Office of the President); subject to availability of funds预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。