Nottawaseppi Huron Band of the Potawatomi (NHBP) Down Payment Assistance Program (DPAP)

Nottawaseppi Huron Band of the Potawatomi (NHBP) Down Payment Assistance Program (DPAP)是面向Fulton，Michigan购房者的可免除贷款，由Nottawaseppi Huron Band of the Potawatomi Housing Department管理。 The Nottawaseppi Huron Band of the Potawatomi (NHBP) Down Payment Assistance Program provides enrolled tribal members residing in Michigan with assistance toward down payment, rate buy-down, and closing costs. Assistance is up to 20% of the primary mortgage, capped at $20,000 per member/household, on homes with a total purchase price not exceeding $175,000. The assistance is a second mortgage forgiven after five years of owner-occupancy, with a graduated recovery schedule on earlier defaults. Funded through NAHASDA / the Indian Housing Block Grant; one award per member per lifetime. Up to $20,000 / 20% of the mortgage toward down payment, rate buy-down, and closing costs. Forgiven after 5 years of owner-occupancy. Home inspection reimbursement up to $500 and origination fee up to 2%. One-on-one pre-homeownership counseling. 资金来自NAHASDA and/or the Indian Housing Block Grant。

Nottawaseppi Huron Band of the Potawatomi (NHBP) Down Payment Assistance Program (DPAP)提供最高$20,000的援助。 购房者自付部分：Applicant pays appraisal, credit report, and inspection fees before closing. 金额是该项目公布的上限，并非报价——具体每人的援助金额由Nottawaseppi Huron Band of the Potawatomi Housing Department决定。

Nottawaseppi Huron Band of the Potawatomi (NHBP) Down Payment Assistance Program (DPAP)在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Default if home ceases to be primary residence within 5 years, on sale/transfer, additional liens, tax/insurance default, foreclosure, bankruptcy, waste, or business use; recovery 100% yrs 0-2, 75% 2-3, 50% 3-4, 25% 4-5, 0% after 5 (100% any time on fraud). 该援助以Second mortgage顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Nottawaseppi Huron Band of the Potawatomi (NHBP) Down Payment Assistance Program (DPAP)面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：No real estate owned in last 3 years, except recent divorce/separation relinquishing a jointly-held home, or relocation to Calhoun/Kalamazoo/Branch County for employment with the Tribe/tribal enterprise. 关于信用，该项目说明：Must qualify for a first mortgage through an approved lender (no specific minimum stated). 须参加购房者教育课程，由NHBP pre-homeownership counseling (Housing Counselor one-on-one); may contract a third-party seminar.提供。 居住要求：Funding available only to members residing within the State of Michigan. 公民身份或移民身份：Must be an enrolled member of the Nottawaseppi Huron Band of the Potawatomi; applicant and head of household each 18+. One award per tribal member per lifetime; applicant and head of household 18+; 30-day occupancy after closing and 5-year primary-residence covenant; appraisal must equal/exceed purchase price; first mortgage must close within 3 months of conditional approval. Loan term: forgivable second mortgage, 5 years.

Nottawaseppi Huron Band of the Potawatomi (NHBP) Down Payment Assistance Program (DPAP)的收入限制如下：Must meet NAHASDA income guidelines; all household income documented (specific dollar limits set by NAHASDA, not stated in ordinance). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Nottawaseppi Huron Band of the Potawatomi (NHBP) Down Payment Assistance Program (DPAP)将房价上限设为$175,000。 符合条件的房屋类型包括Single Family、Townhouse、Condo、Manufactured、Modular和New Construction。 新建房屋符合条件。 预制房屋符合条件。

Nottawaseppi Huron Band of the Potawatomi (NHBP) Down Payment Assistance Program (DPAP)在其服务群体中提到了美洲印第安人和阿拉斯加原住民购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Nottawaseppi Huron Band of the Potawatomi (NHBP) Down Payment Assistance Program (DPAP)服务于在Fulton，Michigan购房的购房者。

Nottawaseppi Huron Band of the Potawatomi (NHBP) Down Payment Assistance Program (DPAP)的申请通过Nottawaseppi Huron Band of the Potawatomi Housing Department办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Subject to budgeted DPAP funding; conditional approval then 3 months to secure first mortgage.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。