Affordable Housing Entry Cost Assistance Program

Affordable Housing Entry Cost Assistance Program是面向Bemidji，Minnesota购房者的延期第二贷款。 HRDC's 5-county NW MN regional DPA. Deferred 0% second. Beltrami/Clearwater/Hubbard/LOW/Mahnomen. FTHB required. Income/loan amount per funding cycle. The Headwaters Regional Development Commission (HRDC) Affordable Housing Entry Cost Assistance Program provides deferred 0% second-mortgage DPA to low-to-moderate-income first-time homebuyers purchasing a primary residence within HRDC's 5-county region of NW Minnesota: Beltrami, Clearwater, Hubbard, Lake of the Woods, and Mahnomen counties. Funded through Minnesota Housing's Impact Fund, federal HOME, and CDBG, the assistance is structured as a deferred 0% second mortgage with no monthly payments. Detailed loan amount, income limits, and purchase price caps vary by funding cycle and HRDC application round - prospective buyers should contact HRDC directly. Buyers must complete HRDC's homebuyer education and counseling and contribute a minimum of $500 of their own funds. 资金来自CDBG、HOME、State和Local Government。

Affordable Housing Entry Cost Assistance Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：0% interest deferred second mortgage. Balance due on sale, refinance with cash-out, transfer of title, or non-owner-occupancy. 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Affordable Housing Entry Cost Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：FTHB requirement may be waived in federally targeted areas. 关于信用，该项目说明：640 minimum FICO per first-mortgage product overlay. 须参加购房者教育课程，由Headwaters Regional Development Commission - HUD-approved housing counseling agency. Pre-purchase homebuyer education and one-on-one counseling required.提供。 居住要求：Property must be in HRDC 5-county region: Beltrami, Clearwater, Hubbard, Lake of the Woods, or Mahnomen. 公民身份或移民身份：U.S. citizen, permanent resident, or qualifying non-permanent resident alien per first-mortgage product overlays. First-time homebuyer required (no ownership of a primary residence in the prior 3 years). Property must be located within HRDC's 5-county service area (Beltrami, Clearwater, Hubbard, Lake of the Woods, or Mahnomen). Must complete HRDC homebuyer education and one-on-one counseling. $500 minimum borrower contribution from own funds. Property must be primary residence. Income limits, max loan amount, and purchase price caps vary by funding cycle - contact HRDC for current round.

Affordable Housing Entry Cost Assistance Program的收入限制如下：Income limits vary by funding cycle. Generally aligned with 80% AMI HUD non-metro NW Minnesota tier. Contact HRDC for current limits. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Affordable Housing Entry Cost Assistance Program的房价上限如下：Per MN Housing Start Up purchase price limits when stacked with MN Housing first mortgage. Specific HRDC cap varies by funding cycle. 符合条件的房屋类型包括Single-family detached, condominium, townhouse, PUD, manufactured home (real-property-titled). 新建房屋符合条件。 预制房屋符合条件。

Affordable Housing Entry Cost Assistance Program服务于在Bemidji，Minnesota购房的购房者。

Affordable Housing Entry Cost Assistance Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application via HRDC Housing Department intake. Pre-purchase counseling required.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。