Brooklyn Center First Time Homebuyer Down Payment Assistance Loan

Brooklyn Center First Time Homebuyer Down Payment Assistance Loan是面向Brooklyn Center，Minnesota购房者的延期第二贷款，由Center for Energy and Environment (CEE) on behalf of the City of Brooklyn Center管理。 The City of Brooklyn Center, through CEE, offers first-time homebuyers a 0% interest deferred loan of up to $10,000 (not to exceed 10% of purchase price) for down payment assistance. No monthly payments; repaid upon sale, transfer, or when no longer owner-occupied. Available to buyers at/below 80% AMI with a Brooklyn Center residency, employment, school, or business connection. 0% interest. No monthly payments. Up to $10,000. Deferred until sale or transfer.

Brooklyn Center First Time Homebuyer Down Payment Assistance Loan提供最高$10,000的援助。 购房者自付部分：Borrower must contribute at least $1,000 of own funds。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Center for Energy and Environment (CEE) on behalf of the City of Brooklyn Center决定。

Brooklyn Center First Time Homebuyer Down Payment Assistance Loan为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Due upon sale, transfer, or when no longer owner-occupied。 该援助以Subordinate mortgage顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Brooklyn Center First Time Homebuyer Down Payment Assistance Loan面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Home Stretch workshop or other HUD-approved homebuyer counseling提供。 居住要求：Must live in, work in, own a business in, or have a family member attending school in Brooklyn Center。 公民身份或移民身份：U.S. citizen or legal immigration status。 Application at least four weeks before closing with signed purchase agreement. Gross assets cannot exceed $10,000 excluding retirement. Property lead-paint-free at closing.

Brooklyn Center First Time Homebuyer Down Payment Assistance Loan将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 At/below 80% AMI. Gross assets must not exceed $10,000 excluding retirement accounts. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Brooklyn Center First Time Homebuyer Down Payment Assistance Loan可用于Single Family、2-4 Unit、Condo和Townhouse。

Brooklyn Center First Time Homebuyer Down Payment Assistance Loan服务于在Brooklyn Center，Minnesota购房的购房者。

Brooklyn Center First Time Homebuyer Down Payment Assistance Loan的申请通过Center for Energy and Environment (CEE) on behalf of the City of Brooklyn Center办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First come, first served; signed purchase agreement and application at least four weeks prior to closing预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。