Brooklyn Park Down Payment Assistance Loan

Brooklyn Park Down Payment Assistance Loan是面向Brooklyn Park，Minnesota购房者的可免除贷款，由Brooklyn Park Economic Development Authority (EDA); administered by Center for Energy and Environment (CEE)管理。 The City of Brooklyn Park EDA, through CEE, offers a 0% APR deferred forgivable loan for down payment and closing costs to first-time homebuyers purchasing a 1-4 unit owner-occupied home in Brooklyn Park. Amounts are up to $7,500 for those moving to Brooklyn Park and up to $10,000 for current residents, with no monthly payments. Fully forgiven after 10 years of continuous owner-occupancy. 0% APR. No monthly payments. Deferred 10-year loan, fully forgiven. For down payment and/or closing costs. 资金来自City of Brooklyn Park Economic Development Authority (EDA)。

Brooklyn Park Down Payment Assistance Loan提供最高$10,000的援助。 援助档次：Up to $7,500 for borrowers moving to Brooklyn Park; up to $10,000 for current Brooklyn Park residents. 购房者自付部分：Borrower must contribute the lesser of $1,000 or 1% of the purchase price. 金额是该项目公布的上限，并非报价——具体每人的援助金额由Brooklyn Park Economic Development Authority (EDA); administered by Center for Energy and Environment (CEE)决定。

Brooklyn Park Down Payment Assistance Loan在10年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：100% due if property is sold, ownership transferred, or no longer primary residence within 10 years; also on refinance without consent or rental. Fully forgiven after 10 years of owner-occupancy. 该援助以Second (subordinate to senior/first mortgage)顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Brooklyn Park Down Payment Assistance Loan面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：First-time homebuyer per HUD: no ownership interest in a principal residence within the last three years. 关于信用，该项目说明：Not specified by program; borrower must qualify for and meet first mortgage lender requirements. 须参加购房者教育课程，由Home Stretch workshop or HUD-approved counseling agency course; certificate dated within 12 months of closing (hocmn.org).提供。 居住要求：Property within City of Brooklyn Park; loan tier depends on current residency. 公民身份或移民身份：All borrowers must be legal residents of the U.S. with a Social Security Number (citizens, permanent and non-permanent resident aliens). ITINs not acceptable; foreign nationals ineligible. Fully executed purchase agreement and application at least 4 weeks (28 days) before closing; DPA process completed within 28 days; HUD-approved homebuyer education certificate (within 12 months) for all borrowers; contribute lesser of $1,000 or 1% of purchase price; no cash to borrower; no more than 49% of residence used for trade/business.

Brooklyn Park Down Payment Assistance Loan将家庭收入限制在地区收入中位数的115%，该数值因县和家庭人数而异。 115% of Area Median Income; income determined by Adjusted Gross Income from most recent tax return and household size. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Brooklyn Park Down Payment Assistance Loan将房价上限设为$515,200。 符合条件的房屋类型包括Single Family、2-4 Unit、Condo和Townhouse。 预制房屋不符合条件。

Brooklyn Park Down Payment Assistance Loan服务于在Brooklyn Park，Minnesota购房的购房者。

Brooklyn Park Down Payment Assistance Loan的申请通过Brooklyn Park Economic Development Authority (EDA); administered by Center for Energy and Environment (CEE)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过CEE issues Conditional Commitment within 10 business days; DPA process completed within 28 days; application at least 4 weeks before closing.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。