Burnsville Down Payment Assistance Deferred Loan

Burnsville Down Payment Assistance Deferred Loan是面向Burnsville，Minnesota购房者的延期第二贷款，由Center for Energy and Environment (CEE), on behalf of the City of Burnsville / Burnsville Economic Development Authority管理。 The City of Burnsville, through CEE, offers a down payment and closing cost assistance deferred loan to homebuyers purchasing in Burnsville. The loan is up to 10% of the purchase price at 0.25% APR, deferred for 30 years with no monthly payments. If the borrower still owns and occupies the home at 30 years, the loan is fully forgiven; otherwise 100% is due upon sale, transfer, or vacancy. Borrowers must contribute at least 1% of their own funds and meet 80% AMI income limits. 0.25% APR. Up to 10% of purchase price. 30-year deferred, no monthly payments. 100% forgiven at 30 years if owner-occupied. No prepayment penalty. 资金来自Burnsville Local Affordable Housing Aid (LAHA, MN Statute 477A.35); set-up and origination funded by EDA levy funds。

Burnsville Down Payment Assistance Deferred Loan提供最高$41,000的援助。 购房者自付部分：Borrower(s) must contribute at least 1% of the purchase price toward down payment or closing costs using their own funds (excludes seller contributions). 金额是该项目公布的上限，并非报价——具体每人的援助金额由Center for Energy and Environment (CEE), on behalf of the City of Burnsville / Burnsville Economic Development Authority决定。

Burnsville Down Payment Assistance Deferred Loan在30年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Loan is 100% due and payable upon sale, transfer of title, or when the property is no longer occupied by the borrower prior to 30 years; if still owned and occupied at 30 years the loan is 100% forgiven. 该援助以second mortgage顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Burnsville Down Payment Assistance Deferred Loan面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：No minimum credit score stated. No outstanding judgments/collections; bankruptcy discharged 18+ months prior; foreclosure redemption 18+ months prior; generally no more than two 60-day late payments without explanation; no defaulted government loans. 居住要求：Property must be located within the City of Burnsville; borrower(s) must be a legal resident. 公民身份或移民身份：Borrower(s) must be a legal resident; non-legal residents are ineligible. Signed purchase agreement required; apply 4+ weeks before closing. Funds subject to availability. Purchase price cap $410,000. Borrower must contribute 1% of own funds. Funded by Burnsville Local Affordable Housing Aid; verified ACTIVE on official CEE page as of June 2026. 4-person income figure derived from HUD MSA limits, not printed on program PDF; max loan ($41,000) computed as 10% of the $410,000 price cap.

Burnsville Down Payment Assistance Deferred Loan将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Borrower(s) may not exceed 80% AMI for the Minneapolis-St. Paul-Bloomington MSA, by household size and adjusted gross income. Program PDF references HUD limits by household size rather than printing a table; 4-person 80% AMI figure ($105,200) derived from HUD/Met Council FY2026 limits, not printed on the program PDF. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Burnsville Down Payment Assistance Deferred Loan将房价上限设为$410,000。 符合条件的房屋类型包括Single Family、Condo、Townhome和2-4 Unit。

Burnsville Down Payment Assistance Deferred Loan服务于在Burnsville，Minnesota购房的购房者。 目标社区：City of Burnsville (citywide)。

Burnsville Down Payment Assistance Deferred Loan的申请通过Center for Energy and Environment (CEE), on behalf of the City of Burnsville / Burnsville Economic Development Authority办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served as applicants qualify; signed and executed purchase agreement required; application must be submitted at least four weeks prior to closing预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。