本页面由机器翻译。英文版本为原文。
该项目要求
- 首次购房者——该项目有自己的定义
- 房屋作为主要住所自住
- 关于信用:Must have positive credit history.
- 居住要求:Must live in New Ulm and/or work in New Ulm 32+ hours/week; home must be within New Ulm city limits.
- First-time homebuyer; fixed-rate first mortgage; positive credit history; New Ulm resident and/or 32+ hr/week employee. Requires pre-approval letter + credit report, purchase agreement, and proof of residency/employment.
- 位于New Ulm市界内的房屋
不适用于
- New Ulm以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
适用地区
New Ulm的房屋New Ulm的房屋
- 74.3% 独栋独栋住宅
- 2.5% 联排联排别墅
- 4.9% 2–4个单元2–4个单元
- 13.5% 5+个单元公寓和共管公寓楼(5+个单元)
- 4.8% 活动房屋及其他活动房屋及其他
$204,200
New Ulm房屋价值中位数
70.6%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在New Ulm购房
如何申请
如何申请两个步骤,按此顺序
联系City of New Ulm Economic Development Authority (EDA)预留资金
资金通过Funds are limited.预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
City of New Ulm Homebuyer Assistance Loan Program是什么?
City of New Ulm Homebuyer Assistance Loan Program是面向New Ulm,Minnesota购房者的延期第二贷款,由City of New Ulm Economic Development Authority (EDA)管理。 The City of New Ulm EDA offers 0% interest, deferred-payment loans of 5% of the purchase price up to $10,000 to first-time homebuyers who live or work in New Ulm. Funds may be used for down payment and/or closing costs. The loan has a 10-year term with up to 5-year deferred payments and requires a fixed-rate first mortgage. Up to $10,000 (5% of price). 0% interest. Up to 5-year deferred payments, 10-year term. For down payment and/or closing costs. Available to those who live OR work in New Ulm. 资金来自City of New Ulm Economic Development Authority。
提供多少援助?
City of New Ulm Homebuyer Assistance Loan Program提供最高$10,000的援助。 该项目可与其他援助结合使用,但须遵守各项目的规定。 金额是该项目公布的上限,并非报价——具体每人的援助金额由City of New Ulm Economic Development Authority (EDA)决定。
需要偿还吗?
City of New Ulm Homebuyer Assistance Loan Program为延期还款,在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形:0% deferred-payment loan, 10-year term with up to 5-year deferred payments (repayable, not forgivable). 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
City of New Ulm Homebuyer Assistance Loan Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 关于信用,该项目说明:Must have positive credit history. 居住要求:Must live in New Ulm and/or work in New Ulm 32+ hours/week; home must be within New Ulm city limits. First-time homebuyer; fixed-rate first mortgage; positive credit history; New Ulm resident and/or 32+ hr/week employee. Requires pre-approval letter + credit report, purchase agreement, and proof of residency/employment.
适用于哪些地区?
City of New Ulm Homebuyer Assistance Loan Program服务于在New Ulm,Minnesota购房的购房者。
如何申请?
City of New Ulm Homebuyer Assistance Loan Program的申请通过City of New Ulm Economic Development Authority (EDA)办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Funds are limited.预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向New Ulm购房者面向New Ulm购房者的其他项目
- Welcome Home (Sakan) Down Payment Assistance最高$50,000
- First Generation Down Payment Assistance最高$32,000
- Minnesota Housing Start Up最高$17,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
New Ulm的全部71个项目项目条款由City of New Ulm Economic Development Authority (EDA)设定,并可能变化;申请前请在官方网站上确认。